Do I have any legal recourse over an unauthorized credit card transaction by a business?
Daniel's answer
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Answered on August 16, 2022
A credit limit is not a promise by the card issuer to decline transactions that exceed the limit.
If an unauthorized transaction was placed on...
Bank send me a letter, that my loan was paid off and they realest the lien on my vehicle but i still owe them money?
Daniel's answer
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Answered on August 12, 2022
You still owe the debt. You are not entitled to take advantage of the bank's error.
Can a credit card company continue to attempt to collect a debt if their lawsuit against me was dismissed WITH prejudice??
Daniel's answer
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Answered on August 10, 2022
They should not be able to do any of the things listed. You should be able to get the debt removed from your credit report.
Can a car dealership turn down my loan after employment verification and not give me my $3800 deposit back?
Daniel's answer
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Answered on August 10, 2022
The dealer is obligated to return the deposit. 815 ILCS 505/2C. You can file a small claims action or complain to the Attorney General or both. ...
Does Charged off as bad debt mean my account was sold by original creditor? Am I judgement proof and will that help settle?
Daniel's answer
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Answered on August 05, 2022
You may well be collection proof. The creditor can try to obtain a judgment and bring you into court to answer quesrtions about your assets and...
Can CASHNETUSA Criminally charge someone?? I got a call from an INVESTIGATOR stating I needed to pay $550 from a Cashmet Loan fr
Daniel's answer
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Answered on August 04, 2022
You are being scammed. Provide no information or money. Report to law enforcement.
Please advise what to do about a lawsuit filed in the past month in IL for a $40K judgment on an education loan which defaulted?
Daniel's answer
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Answered on August 03, 2022
See an attorney who defends such cases, before any action is required. Generally you have 30 days from service to respond, and the attorney will...
How do I get my case dismissed?
Daniel's answer
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Answered on August 03, 2022
You need to have an attorney review this to determine if you have a defense. It should not cost you anything to consult (at least that is our...
How should i respond to this email?
Daniel's answer
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Answered on July 29, 2022
It is a scam. Do not respond. Send it to law enforcement.
Does this seem real?
Daniel's answer
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Answered on July 22, 2022
This is a scam; we have encountered these in the past
