I am receiving multiple requests to pay the same payday loan from multiple companies? How do I find out which is legit?

Are these internet payday loans? If so, check if the lenders are licensed by the Illinois Department of Financial and Professional Regulation. If...

Bank error on HUD1 settlement statement do I have to pay them back?

Consult a consumer attorney immediately. If you receive money in error, you may have an obligation to repay it, and banks normally can obtain...

My wife had surgery back in 2010. Auto insurance paid 10000 but left a balance of 17000.

If you presented the hospital with insurance information and they screwed up you have a arguable defense. There are cases on this, mostly from NY...

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Okay to deposit?

if it is too good to be true, it is. If you receive a check without engaging in any transaction that should result in your being sent a check, it...

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I received a summon for credit card debt - i do owe this money - and i am willing to pay

If the plaintiff is not the same entity as the company that you sent your payments to when you used the credit card, do not pay them. You have no...

Do financial institution have the right not to report my car payments im making to their institution?

I am afraid that a financial institution is not obligated to report an account to a credit bureau; the only requirement is that if they choose to...

Can you be criminally arrested for a Payday Loan that was not paid.

This is a scam. Report to law enforcement (state Attorney General, Federal Trade Commission, Consumer Financial Protection Bureau). Do not pay. ...

If a bank deposits someones money into my account by mistake am I legally responsible to pay it back?

You are obligated to return the money.

Will paying a judgement extend the time it is reported on my credit report?

An Illinois judgment can be enforced for 20-27 years; it has to be revived every 7. The length of time an item remains on your credit report is...

I got a motion to quash Service. They have reserved me . Can I ask that the case be dismissed?

Illinois requires reasonable diligence to effect service before expiration of the statute of limitations. I would suggest seeking dismissal on...