Can my daycare withdrawal their $100 yearly fee from my checking account. It is not in our weekly withdrawal agreement.

Under the Electronic Funds Transfer Act, periodic withdrawals from a checking or other asset account must be authorized by a writing signed by the...

How could you contact people who have had a bad experience with a company to start a class action law suit.

To start a class action, what is necessary is one plaintiff and reason to believe that there are more than 30-40 persons with claims sufficiently...

Can a debt collector charge me interest? I live in Illinois and was trying to settle the dispute and they charged me interest. I

Dispute the debt and request the basis for all items added to the debt, including interest. Ask for copies of any document they claim authorizes...

Can I lend money for a fee of say 5%. example: Borrower would pay back $1000 and I would give them $950. payment due in 60 days

New York has a 16% per annum usury limit. a 5% fee for two months' use of money is 30% per annum. Consult an attorney to determine if any...

Why can a collection agency take me to court for a bill that I have been paying on?

You need a consumer rights attorney immediately. The allegation is false and you may have both a defense to the lawsuit and an affirmative action...

Also check with local consumer attorney as to whether loan is legal. About 1/2 of states either prohibit payday loans (e.g., NY) or require a...

Validation of debt for wage deduction summons

Noncompliance with the validation requirements of the Fair Debt Collection Practices Act does not invalidate an otherwise proper judgment. Consult...

The dealer did not transfer title to the car to itself. Complain at once to the Illinois Secretary of State police. If the problem is not...

Repo place "breaking into" my car and getting my things.

That is not correct. They can inventory your possessions immediately. They only have to wait to sell the car.

My belief based on prior cases is that Harris is collecting on behalf of the Tollway Authority and has not purchased the debt.