Debt collection issue - I am paying on a loan but not as much as they want.

Is this an internet loan or one obtained from a brick and mortar location in Illinois. If it is an Internet loan, check with the Department of...

What is the statue of limitations on a bounced check in Illinois.

No appellate decision in point, but in my opinion three years from dishonor on the check, 2 years on statutory bad check penalties, and either 5 or...

My husband is financing a vehichle, my name is not on the account. The company has got in MY account 2 times and taken $$, my

No. It is a violation of the Electronic Funds Transfer Act and other laws to debit a bank account without authority. If there is an arrangement...

A payday loan said I got a loan back in January 2014 and now they. Say the sending me a summons to appear in court don't know

There have been widespread scams that your description of the calls match. Do not pay. Do not provide information. Do report the calls to the...

What can I do?

Are these Internet loans? If so they may not be enforceable at all in Illinois. Check with the Department of Financial and Professional...

If it is included in promissory note, that if not paying the salary will be garnished. What is the next step? in IL

A garnishment or "wage deduction" requires a judgment and court order. Illinois allows a "wage assignment" which the creditor can implement by...

Served papers without receiving paperwork of the reason?? No court paperwork?

You are being scammed. Do not pay. Do not provide information. Do file a complaint with your State Attorney General and the Consumer Financial...

Do not pay a debt you do not recognize. Write or email back stating you owe no such debt, you want proof it exists, and are not to be contacted...

Can a mortgage company or collection agency that acquired a discharged debt continue to try and collect?

Consult a consumer attorney and show the attorney the exact credit report(s). Bring the 3 credit reports from the major bureaus, not a merged...

Can a lawyer call you and say you are going to be served without any written notification?

Calls of this nature coupled with demands for payment are a common scam. Service requires a summons and complaint, generally delivered personally,...