A mortgage company refusing to cash pmts a lady was $15 short 1 month but pd it the company is holding pmts for 2yrs now

Consult a consumer lawyer immediately, who will need an account history. Federal law requires that mortgage companies credit payments as of the...

How much in Illinois can a loan company legally charge in late n interest fees

Have a consumer lawyer review the loan documents and the facts relating to the loan and the lender. Relevant facts include: (1) does the lender...

I would like to know how much interest can I be charged for personal loan payment $246 p/m 6,000 loan/balance 10,833/began 11/14

Whether a loan is usurious depends in part on who the borrower is (loans to entities are not covered), the purpose of the loan (business loans are...

Vehicle repossession on my credit report

Have a consumer attorney that regularly handles Fair Credit Reporting Act matters look at the report. If it is not completely accurate it should...

Banks have a common-law "right of setoff" entitling them to use funds in one account to pay the debts owed by the accountholder. The situation is...

Can you go to jail for a check you wrote for a payday loans

No, failure to repay a debt is not a crime. The postdated checks that are often taken in connection with payday loans do not constitute a...

Debt collection issue - I am paying on a loan but not as much as they want.

Is this an internet loan or one obtained from a brick and mortar location in Illinois. If it is an Internet loan, check with the Department of...

What is the statue of limitations on a bounced check in Illinois.

No appellate decision in point, but in my opinion three years from dishonor on the check, 2 years on statutory bad check penalties, and either 5 or...

My husband is financing a vehichle, my name is not on the account. The company has got in MY account 2 times and taken $$, my

No. It is a violation of the Electronic Funds Transfer Act and other laws to debit a bank account without authority. If there is an arrangement...

A payday loan said I got a loan back in January 2014 and now they. Say the sending me a summons to appear in court don't know

There have been widespread scams that your description of the calls match. Do not pay. Do not provide information. Do report the calls to the...