I have been paying my car note regularly for 2 yrs, till I lost my job, now I want to return the vehicle voluntarily.Any advice?

See if you can sell or trade the car; the lender is entitled to the proceeds, but you will get more than at a forced sale by the lender even if...

Online payday loans can they be included in bankruptcy

Online payday loans can be included in a bankruptcy. Often lenders or their collectors claim that customers who do not repay them are guilty of...

Can I be arrested if I couldn't pay back a payday loan?

No. Nonpayment of a loan is not a crime. If you are being threatened with jail, the threats violate federal and state law.

What do I do when a mortgage company cashes mortgage payment but dose not apply it to the loan

Send a letter marked "qualified written request" to the address on the monthly statement, providing your name and address and loan number and...

Can you pay the debt to a collector once the suit is filed to stay out of court ?

You can. However, you would be well advised to first consult a consumer attorney to see if payment is desirable. If you are being sued by a debt...

Midland funding has sent me court papers. What am I supposed to do?

Midland Funding cases are quite defensible. Like many debt buyers, it cannot prove anything, starting with ownership of debts. Consult a consumer...

If a company takes money out of my bank account without my approval what can I do?

It is illegal to have recurring debits from a consumer purpose account without the signed written consent of the account holder. This is required...

Illinois law may require Sallie Mae to notify you in writing that the principal borrower has defaulted and that you need to take over payments to...

My car was repossessed after me and the lender came to a agreement after i start back work again i will catch backup with the

Consult a consumer lawyer. If you can prove you made payments pursuant to an agreement (oral or written) and they proceeded to repossess, you may...

I have gotten a collection notice for a debt that is over 11 y and not on my credit report, am I still legally obligated?

The most likely statutes of limitations are 4 years for contracts for the sale of goods (e.g., cars), 5 years for contracts not wholly in writing...