If a company takes money out of my bank account without my approval what can I do?

It is illegal to have recurring debits from a consumer purpose account without the signed written consent of the account holder. This is required...

Illinois law may require Sallie Mae to notify you in writing that the principal borrower has defaulted and that you need to take over payments to...

My car was repossessed after me and the lender came to a agreement after i start back work again i will catch backup with the

Consult a consumer lawyer. If you can prove you made payments pursuant to an agreement (oral or written) and they proceeded to repossess, you may...

I have gotten a collection notice for a debt that is over 11 y and not on my credit report, am I still legally obligated?

The most likely statutes of limitations are 4 years for contracts for the sale of goods (e.g., cars), 5 years for contracts not wholly in writing...

A mortgage company refusing to cash pmts a lady was $15 short 1 month but pd it the company is holding pmts for 2yrs now

Consult a consumer lawyer immediately, who will need an account history. Federal law requires that mortgage companies credit payments as of the...

How much in Illinois can a loan company legally charge in late n interest fees

Have a consumer lawyer review the loan documents and the facts relating to the loan and the lender. Relevant facts include: (1) does the lender...

I would like to know how much interest can I be charged for personal loan payment $246 p/m 6,000 loan/balance 10,833/began 11/14

Whether a loan is usurious depends in part on who the borrower is (loans to entities are not covered), the purpose of the loan (business loans are...

Vehicle repossession on my credit report

Have a consumer attorney that regularly handles Fair Credit Reporting Act matters look at the report. If it is not completely accurate it should...

Banks have a common-law "right of setoff" entitling them to use funds in one account to pay the debts owed by the accountholder. The situation is...

Can you go to jail for a check you wrote for a payday loans

No, failure to repay a debt is not a crime. The postdated checks that are often taken in connection with payday loans do not constitute a...