Advanta credit cards sent me a threatening letter stating they can and will report my business card to all credit agencies.

If you are personally obligated on a business card it can be reported on your personal credit report for 7 years after chargeoff/ 7.5 years after...

Can the dealership, demand you to bring a car back after you sign the contract?

Many car dealers use contracts that provide that they can undo the deal if they cannot sell the contract. In some states, including Illinois, this...

Have a legal question regarding my bank account.

Unless you can truthfully testify that you really believed that someone had paid or given you $4,300, after investigating who made the deposit, do...

Do you deal with identity theft

This is part of a common scam. Notify the bank immediately, orally followed by written notice. Ask them to issue a new account because it has...

How do I use (735 ILCS 5/12-1001(b) ) "wild card" exemption to avoid the bank garnishment?

File a notice that you are claiming the exemption. You can either appear on the return date of the garnishment and ipresent it to the judge or...

A person who knew my pin posted fake checks and withdrew money from them now I can not open an account. What can I do?

Chances are that you have negative information listed by ChexSystems or one of the other specialized consumer reporting agencies that deals with...

I bought a vehicle, I am in Maryland. The loan was supposed to be with a specific lender, but is with another. Can they do that?

If you sign a contract with a car dealer, they can assign it to anyone they want. However, they cannot change the terms. Sometimes the deal is...

Consult a consumer lawyer. Federal law gives you the right to dispute unauthorized charges on a charge account and requires the card issuer to...

Garnishment of wages...

She is okt liable. Attempts to collect from her may violate the Fair Debt Collection Practices Act. Check her credit reports as well. Consult a...

You must authorize a debit. A one-time debit can be authorized orally. A recurring debit must be authorized by a signed writing (electronic...