I am being harassed, and threatened by a payday loan company, for a loan which was not applied for, or, received.

I am familiar with this "debt collector" and you are being scammed. Do not pay. Do not provide information. Do report this to the state...

Can I sue a doctor / doctor's office for lying regarding my insurance?

Dispute the bill with the debt collector, explaining what happened. Check your credit reports (all 3) for the debt. If it is on your credit...

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I have been using and maintaining a credit card for the past 25yrs. This card is in my mothers name and she is deceased. I am a

The authorized user of a credit card with a live or corporate cardholder is a disclosed agent and is not personally liable. If the cardholder was...

What do I answer to a Settlement letter for a time-barred debt, from a collection agency?

Send a cease and desist letter. The statute of limitations disclosure is required by a number of recent cases and FTC orders.

Hospital bill balance sent to collections without even letting the patient know about an outstanding balance. Is this legal?

Notify the insurer yourself. Dispute the bill with the collector on the ground that it either should have been paid by insurance or was subject...

What do I do?

Copy the court file. Look for the "return of service" and the "summons" setting court dates. See who was served. If you were legally living at...

Hi I've gotten myself into a payday loan nightmare

The call has multiple earmarks of a scam. Do not provide information. Do not pay. Report the caller to law enforcement (Federal Trade...

In Illinois, can a judgement that is more than 7 years old be collected?

A judgment must be revived after 7 years. There is no requirement that it be revived at any specific time, so that revival proceedings can be...

Pay day loan collection agency calling me. Said I did a payday loan of 700.00 from 2006. Can they seek a judgement against me

It appears that any loan is outside the 6 year Michigan statute of limitations. In addition, calls of this nature are often scams, even if the...

I'm I responsible for paying for funeral cost if I only made arrangements and didn't sign a promissory note?

If you signed a contract, not as agent for another, you are bound, even if you did not sign a note or provide your SSN.