Archived
I am paying a judgement to an ex friend today in person. Who files the release (satisfaction) of judgement?
Daniel's answer
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Answered on August 07, 2015
Once you have the satisfaction, you should file a motion (with notice to her) to vacate the judgment and dismiss the case. That will keep the...
Archived
Garnishment letter without going to court, from creditor in Wisconsin I live in Illinois do employer automatic pay?
Daniel's answer
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Answered on August 05, 2015
This sounds like a wage assignment. Federal law provides that you can cancel a age assignment by written notice to the creditor and employer. ...
Archived
Can I sue my loaning agency?
Daniel's answer
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Answered on August 05, 2015
Have your documents reviewed by an attorney familiar with this area. Basically, if the disclosures comply with the Truth in Lending Act, you are...
Archived
My car was repossessed I had personal items in the car and the owner will not let me get my thing back?
Daniel's answer
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Answered on August 02, 2015
You are entitled to all of your belongings back. The refusal to return them may violate federal and state law. Consult a consumer attorney. You...
Archived
Discover credit card
Daniel's answer
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Answered on August 01, 2015
This debt would appear to be time-barred in every state. Do not pay or acknowledge the debt. If you have received a letter, it is required to...
Archived
Collection proof debtor
Daniel's answer
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Answered on August 01, 2015
Inform the creditors of your situation and see if they are willing to work anything out.
Archived
Can I be arrested for defaulting on an online payday loan I took out 2 years ago that I forgot about?
Daniel's answer
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Answered on August 01, 2015
Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...
Defend wage garnishment for debt that isn't mine?
Daniel's answer
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Answered on July 31, 2015
It is not clear if the "wrong person" error occurred at the time of the judgment or when the citation was issued. You need to consult a consumer...
Archived
Statute of limitations on bank overdraft.
Daniel's answer
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Answered on July 31, 2015
Application of the Illinois borrowing statute requires consideration of all places you lived between 2007 and the present. Also, do not assume...
Archived
Can you go to jail for singing a car loan? if the car dealer did something worry?
Daniel's answer
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Answered on July 31, 2015
Car dealers have been known to fabricate information on credit applications. If the consumer had no involvement the consumer is not responsible. ...