Can Well Fargo Bank legally do this?

With exceptions not applicable here, a bank has a "right of setoff" that entitles it to offset funds a person has on deposit against a debt it is...

Defaulted on online payday loans

Threats to pursue criminal charges are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...

Notify your bank that the debit was unauthorized and demand that it be reversed. Confirm in writing. If the debit is not reversed, contact a...

I have a motorcycle that should have been repossessed but once it wasn't found the credit union's insurance company paid them

The insurance company acquires the rights of the credit union. The statute of limitations on the debt is either four years, five years, or ten...

A few days ago I was a victim of mail fraud. I have applied on line to be a secret shopper. I got a job through the mail.

A person who deposits a check in a bank warrants it is valid and good. Not the other way around. I am afraid you owe the bank the money. This is...

I was used as a reference by friend on a payday loan. I did not sign anything. Am I required to pay the loan.

You are not obligated to pay the debt of another unless you signed a writing undertaking to do so. Direct the company in writing not to contact...

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I owe a debt from an online creditor. I had a stroke and haven't worked and is going on disability soon. I think their serving

If this is an online payday loan, first check if they have a license with the Department of Financial and Professional Regulation. If they do...

Received a email from a collection agency with a arrest warrant number on it. Is this legitimate or a scare tactic?

This is a scam. Do not pay. Do not provide information. Do report to law enforcement.

3 fraud credit cards open in my wifes name

If someone is attempting to collect the debts from you, or if the credit bureaus will not remove them upon request, get a lawyer. There are...

I HAD A WEIRD SITUATION I APPLIED FOR A KIA CAR TO FINANCE IT AND THE DEALER CALLED ME AFTER HE GOT ALL MY INFORMATION

Car dealers often provide in their documents that deals are conditional on a bank or finance company taking the paper. Have a consumer lawyer...