Chicago, IL
Debt collection Lawyer at Chicago, IL
Practice Areas: Debt Collection, Class Action ... +2 more
There is a carveout representing the Illinois minimum wage. So if you make more than minimum wage, the creditor can get 15% of the excess.
Make sure you both file an appearance and do not default. Consult a consumer attorney to see what defenses might exist. There actually are...
Get a copy of the court file and the credit report(s) and take it to a consumer attorney. The Fair Credit Reporting Act requires that information...
If the sale price covered the debt plus expenses of repo and sale, that is it. You are entitled to an accounting of the sale proceeds. If one was...
While a minor can contract for medical services, if the services are provided gratis or on the credit of the minor's parent, the minor is not...
The statute is four years, measured from default or last payment. Check with your state Attorney General and financial institutions regulator as...
Absent actual damages, this is not actionable. The Fair Credit Reporting Act provides that applying for credit is a permissible purpose for...
Notify the bank in writing immediately of the unauthorized transaction, giving account name and number, date, etc., and state that you did not...
You would be well advised to appear and make sure case is dismissed. If you do not, court may enter a judgment against you.
Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...
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