Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...

Vehicle repossession

Within 3 days after repo, Illinois law requires that you be sent (1) a notice of proposed transfer of title with an affidavit of defense, in all...

Can one have a class action law suit out and also an individual lawsuit out for the same

Generally not. There is a prohibition in the law on "splitting a cause of action," which would be violated by what you suggest. You can include...

How To Remove a Judgement From my Credit Report?

Is there a judgment against you? Obtain the court file and check. If there is a judgment against you, were you served. Look for a "return of...

If I have 2 cars finance with the same institution but I won't be able to continue paying one of them.Can they repo my other car

The answer depends on the terms of the agreement. If there is a "cross collateral" clause, default on one loan may allow repossession of car...

Can my lender repossess my car in Illinois without notice?

Notice prior to repossession is not required in Illinois except in the case of leased vehicles. There are sometimes storage fees. It is unclear...

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We bought a vehicle we thought we could afford the payments to a month ago do we qualify for buyers remorse?

You do not have the right to get out of the contract based on what you have said. I suggest that you sell or trade the vehicle for one that is...

Is there any way to protect myself from bank fraud I'f someone deposited bad checks into my account?

Depositing bad checks into your account does not create an overdraft, although you might incur a fee. Withdrawing the money is what creates an...

Can my car company disengage my car earlier than they told me?

If you can, pay under protest and then sue them. Turning off a car is legally the equivalent of a repossession. However, finance companies often...

I am being sued by a debt collector and the court date is on the 19th of October but was never served.

If the court file shows you were served (look for "return of service") you need to file a motion to quash, before the next court date. If...