Can a Bill collecter threating me with jail if I miss a payment or two ?

There is no imprisonment for debt. Threats of this nature violate the Fair Debt Collection Practices Act. Consult a consumer lawyer.

Can a car dealer repo a car for a missed insurance payment?

If the credit agreement defines failure to keep the car insured as an act of default, as most do, yes.

After a vacated default judgment do I have to file any other paperwork to stop my garnishment?

The creditor's attorney should cease all collection efforts. Make sure they have a copy of the order vacating the judgment. If they were not...

How can I deal with a fraud situation where I'm the victim but I was withdrawing the money

This sounds like a common scam in which A dupes B into depositing checks into B's account and paying the money to A or a confederate. The checks...

What can I do

Threats of the nature you describe are indicative of scammers who have no legal right to collect any debt you may have. Any debt of the vintage...

How can I get my money back from Budget rental car, representative said they will charge me for towing fees? I was not at fault.

Consult a consumer lawyer and show him/ her your documents. It should not cost you anything. Dispute the charges in writing with the issuer of...

How do I deal with this situation?

Calls of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...

Am I being SCAMMED here?

Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...

What should I do or is this a scam

Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...

I doubt if they would just give up. They are likely to have an "alias summons" issued and try again. If they get a judgment they can try to...