If the lender keeps a repossessed vehicle as compensation does the charge off have to be removed from my credit reports?

More facts are needed. You probably need to consult a consumer attorney. Additional relevant facts include: was there an agreement to allow...

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In Illinois, can you purchase the same property after you lost it to a foreclosure?

Nothing prevents you from doing this.

Can I send a QWR to my first loan servicer for missing payment history/questions that present servicer can't answer

A prior servicer is obligated to respond to a QWR for 1 year after it ceases to service. You can go through the CFPB regulations and...

Do I have to pay off the balance of the credit card that has my name on it since my mother is now deceased?

The answer depends on whether you are merely an "authorized user" or actually were added as a liable party to the card. In some states, adding...

Will I be responsible for paying my deceased mother's ambulance and hospital bills?

Generally, children are not responsible for medical bills of their parents.

What can I do?

Calls of this nature, demanding an immediate response, are almost certainly scammers. Do not pay. Do not provide information. Ask for the name...

Can a Bill collecter threating me with jail if I miss a payment or two ?

There is no imprisonment for debt. Threats of this nature violate the Fair Debt Collection Practices Act. Consult a consumer lawyer.

Can a car dealer repo a car for a missed insurance payment?

If the credit agreement defines failure to keep the car insured as an act of default, as most do, yes.

After a vacated default judgment do I have to file any other paperwork to stop my garnishment?

The creditor's attorney should cease all collection efforts. Make sure they have a copy of the order vacating the judgment. If they were not...

How can I deal with a fraud situation where I'm the victim but I was withdrawing the money

This sounds like a common scam in which A dupes B into depositing checks into B's account and paying the money to A or a confederate. The checks...