Can I Sue for the money that was taken as payments for a car that was traded in.

Yes, Illinois law requires that they pay off the tradein within 21 days and you should get the payment back.

Can/would a judge enter a judgment for each party to be responsible for their half ONLY?

1. Liability is joint and several. You are each liable for the entire amount. The creditor can collect once. If one party pays more than...

They cannot. They must file a lawsuit and obtain a judgment. There are exemptions for various types of income and assets and limits on what...

Do I have a responsibility to pay back the amount that was mistakenly withdrawn from another account?

You are responsible for paying the fees, once. The error in debiting the funds is not a defense.

How do I respond to the letter? Do I explain to the provider's attorney by saying that my insurance has already paid out this cl

Consult a consumer attorney. The collection efforts may violate the Fair Debt Collection Practices Act. Also, check your credit reports for...

How can I go legally to fix this problem

Send a letter marked "qualified written request" to loan servicer at correspondence/ inquiry address listed on monthly statement or website, asking...

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Should I file a lawsuit ??

Have a consumer lawyer review the contract, any statements or correspondence, and your calculations. If this is an interest bearing contract the...

Can they press charges?

Failure to repay a loan is not identity theft or any other crime. Report the communications to the Attorney General of your state, Federal Trade...

Can this loan be turned over to my name only? If so, can my pension be garnished because I don't have money to pay?

Consult a consumer attorney immediately, especially if this is a National Collegiate or Educap loan. There are a number of defenses under Illinois...

Banks have a "right of setoff." If you were personally liable for the balance on the "joint" account and had an asset account elsewhere, the bank...