You are being scammed. Provide no information or money. A 2012 debt is beyond the IL statute of limitations (10 years max).

This is quite likely a scam. Any such debt is probably barred by the statute of limitations. Do not pay or provide information. If you get a...

Assume this is a scam. Any debt from that long ago is almost certainly barred by limitations.

Attempt to withdraw your funds electronically. If that does not work demand your funds in writing, keeping a copy and sending it by means...

The loan may violate the Indiana Uniform Consumer Credit Code and may not be enforceable. A consumer attorney needs to review the loan documents;...

This could be a scam. If they call, insist on a written "notice of debt" and a copy of the loan agreement. If they won't provide, assume this is...

Consult a consumer lawyer immediately. The wrongful denial of fraud and ID theft claims by banks and credit unions is not uncommon. You have...

Have an attorney who defends collection actions review this matter. There are actual defenses to many Velocity Investments cases, in part dealing...

A debit authorization may be revoked by written notice to your bank and creditor. The normal recourse for nondelivery is to disputhe debit...

No. You were not behind. They have no choice but to allow reinstatement. Demand that they do so and correct your credit. Whether they do so or...