Consult a consumer lawyer immediately. The wrongful denial of fraud and ID theft claims by banks and credit unions is not uncommon. You have...

Have an attorney who defends collection actions review this matter. There are actual defenses to many Velocity Investments cases, in part dealing...

A debit authorization may be revoked by written notice to your bank and creditor. The normal recourse for nondelivery is to disputhe debit...

No. You were not behind. They have no choice but to allow reinstatement. Demand that they do so and correct your credit. Whether they do so or...

There is a warranty of title. It may have been breached. In addition, there may be a Fair Credit Reporting Act violation. See a consumer...

Likely scam. Insist on verification of the debt including a copy of any alleged note or contract.

Scam. Provide no information or money.

The statute of limitations on a contract is 10 years maximum. Any statute of limitations for fraud or under the bad check statute has long expired,...

An account is either in the name of a natural person or an entity. If the judgment is against you, you can apply the $4,000 exemption to any...

Probably not. The federal Equal Credit Opportunity Act entitles one spouse to obtain credit without the involvement of the other. Creditors...