Have an attorney that defends collection cases examine the letter. It should not cost you anything to have attorney review (at least that is our...

You are being scammed. Provide no money or information. The communication is an FDCPA violation but I doubt if anyone can be served/ collected from.

You are being scammed. Do not provide money or information.

I am familiar with letters of this sort. It is a scam. Do not pay and do not provide information. You may want to forward the communication to...

You are being scammed. Provide no information or money. A 2012 debt is beyond the IL statute of limitations (10 years max).

This is quite likely a scam. Any such debt is probably barred by the statute of limitations. Do not pay or provide information. If you get a...

Assume this is a scam. Any debt from that long ago is almost certainly barred by limitations.

Attempt to withdraw your funds electronically. If that does not work demand your funds in writing, keeping a copy and sending it by means...

The loan may violate the Indiana Uniform Consumer Credit Code and may not be enforceable. A consumer attorney needs to review the loan documents;...

This could be a scam. If they call, insist on a written "notice of debt" and a copy of the loan agreement. If they won't provide, assume this is...