My mother is being sued by a "debt collector" for $18.000, she is 85 years old, . Her only income is SS.
Daniel's answer
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Answered on June 24, 2016
The provision of the information to a third party is an FDCPA violation, but they may (or may not) have a bona fide error defense.
Your mother...
How can I legally add my daughter to my mortgage in case something happens to me she can continue to pay the mortgage?
Daniel's answer
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Answered on June 23, 2016
She has that right by statute (Garn St. Germain Act). Can be put on title by quitclaim from you to the two of you.
Archived
Can i go to jail for a loan i didnt claim?
Daniel's answer
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Answered on June 23, 2016
Both the request for the advance fee and the current contact are scams. Do not pay.
Archived
Can an out of state online loan company take you to court in the state you live in for non-payment
Daniel's answer
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Answered on June 23, 2016
Check with your state Attorney General or financial institutions regulator to see if the loan company is authorized to lend to residents of your...
Archived
Can I be charged as a felon for unpaid payday loan?
Daniel's answer
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Answered on June 22, 2016
You are being scammed. Provide no money or information. Report the call to law enforcement.
Archived
Can i be charged for fraud for a payday loan
Daniel's answer
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Answered on June 20, 2016
Threats of the nature you describe are indicative of scammers who have no legal right to collect any loan you may have. Report them to law...
Archived
I can't pay back my installment loan.
Daniel's answer
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Answered on June 20, 2016
1. On an interest bearing loan, if you make payments a few days late, the proportion of each payment that goes to interest may be such as to not...
Archived
What will happen if I let my car be repossessed, and I have another loan with the same finance company, can they repo, both car
Daniel's answer
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Answered on June 20, 2016
The answer depends on the terms of the contracts. Sometimes contracts contain a "cross collateral clause" making the security for one contract the...
Archived
Are credit repair companies legit? Can they remove questionable items that are not being reported correctly.
Daniel's answer
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Answered on June 15, 2016
Items can be removed from your credit report if they are in excess of the ages specified in the Fair Credit Reporting Act (7-10 years for most) or...
Archived
What can I do with an issue with a debt collector
Daniel's answer
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Answered on June 15, 2016
This has every earmark of a scam. Do not pay or provide information. Report the call to the state Attorney General, Consumer Financial Protection...
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