Can a collection agency collect legal costs if there was no judgment?
Show all of the paperwork to a consumer attorney immediately. The facts you describe suggest violations of the Fair Debt Collection Practices Act.
Chicago, IL
Debt collection Lawyer at Chicago, IL
Practice Areas: Debt Collection, Class Action ... +2 more
Show all of the paperwork to a consumer attorney immediately. The facts you describe suggest violations of the Fair Debt Collection Practices Act.
File a motion to dismiss in the foreclosure case with proof that it was reinstated.
Under Illinois law, if you have paid more than 30% of the payments (counting down payment/ tradein) you have the right to reinstate, once, by...
Such calls are likely scams. The statute of limitations in Wisconsin is not more than 6 years, measured from default/ last payment. The call...
No. The person depositing/ endorsing the check warrants that it is good. The bank in which the check is deposited does not warrant that it is...
Yes. Also, you do not indicate where you got the loans. If these are Internet payday loans, check with your state AG or financial institutions...
This has every earmark of a scam. Report the calls to law enforcement (state AG, Consumer Financial Protection Bureau, Federal Trade Commission). ...
Yes. It is reasonable for the bank to request the full text of a document affecting title to the property. Banks can refuse to do business with...
Send a "notice of billing error" to the address on the statement for billing errors, pointing out the above and asking for a refund. If they fail...
No, it applies. There is also an Illinois Collection Agency Act.