Can I sue my finance company?

This sounds like fraud and/or deceptive trade practices and/or breach of the warranty of title. The claim can be asserted against the finance...

Am I entitled to my down payment back and the insurance payment?

You are entitled to the down payment back. 815 ILCS 505/2C. If you don't get it back, complain to the Attorney General, file a small claims case,...

Will I be sued or is it a scam?

This is a scam. Report to law enforcement. Provide no information.

Can debt collectors put an open date on my credit report five years after the fact?

The date the collection agency file is opened is not the date that governs how long the debt may remain on your credit report. The latter is 7...

When do we get started ?

This is a scam, Report to law enforcement. Provide nothing. If she has account information, change it.

I have a legal judgement from a credit card on me from 8/2/2002 i live in Illinois hasn't the statue of limitations run out ?

The statute of limitations on a credit card in Illinois is 5 years, measured from default or last payment, whichever is later. If a creditor has...

A warrant in a civil case in Illinois can only be issued for failing to show up and answer questions about your assets/ income, not for filing to...

Will I be charged with fraud if I withdrew money from my bank account from a deposited check I didn't know was bad?

File a police report. You were scammed. Unfortunately, you are liable to repay the bank the money. See if you can work out a payment plan if...

How do I stop a judgement for an account that is fraudulent from identity theft? I've already sent them my police report

Assuming no judgment has been entered, you need to defend the case. Get a lawyer familiar with defending collection cases. If you lose the case...

Would accepting a judgement lien be my best option in my debt collection suit? (IL)

If they get a judgment they are entitled to a lien. Why do you want to give them a judgment? Show up at trial and ask that they prove their...