If the authorized user does not pay, you are on the hook. It is likely that some illegal conduct is contemplated.

Fraudulent credit card charges. Merchant threatened if i dispute these charges that they will send these charges to collections

Place a fraud alert with all 3 credit bureaus. Notify each bureau in writing of fraudulent charges with x merchant. Obtain your credit reports...

Can I go to jail for not repaying a payday loan?

This is a scam. Do not provide money. Do not provide information. Report to law enforcement.

Call from HomeLand Security regarding Tax Violations

This sounds like a scam. Homeland Security does not enforce internal revenue laws. The Government has remittances payable to the "United States...

Can I sue my finance company?

This sounds like fraud and/or deceptive trade practices and/or breach of the warranty of title. The claim can be asserted against the finance...

Am I entitled to my down payment back and the insurance payment?

You are entitled to the down payment back. 815 ILCS 505/2C. If you don't get it back, complain to the Attorney General, file a small claims case,...

Will I be sued or is it a scam?

This is a scam. Report to law enforcement. Provide no information.

Can debt collectors put an open date on my credit report five years after the fact?

The date the collection agency file is opened is not the date that governs how long the debt may remain on your credit report. The latter is 7...

When do we get started ?

This is a scam, Report to law enforcement. Provide nothing. If she has account information, change it.

I have a legal judgement from a credit card on me from 8/2/2002 i live in Illinois hasn't the statue of limitations run out ?

The statute of limitations on a credit card in Illinois is 5 years, measured from default or last payment, whichever is later. If a creditor has...