Have the credit report and suit papers reviewed by a consumer attorney. There are potential issues with some OneMain collection cases.

Hi i am being sued by a credit card company. A default judgement was filed on me, have 6 days until the 30 days is up.

Get your motion to vacate on file before 30 days. Then consult an attorney

Is this a legit email from a supposed payday loan company.

We don't have debtor's prison in Illinois. This is almost certainly a scam. Look up the purported case number on the Circuit Court of Cook County...

What is the proper procedure in informing a defendant when the credit card debt default judgement is made?

Copy the file, including the 'return of service' showing how the summons was served to form the basis for a default judgment. Take to an attorney...

How long does it take the bank to release funds after discovery of assets shows money exempt and the garnishment discharged?

Your bank has the money, and should release it as soon as it confirms the order discharging the garnishment, which is something that should take...

Can a dealership seek an amount that remained on a vehicle, although they sold the vehicle for over that said amount?

You should be entitled to the surplus, not sued for a deficiency. See a consumer lawyer promptly.

A company named IRP called on behalf of Advance America claiming they are going to sue me for 437.90 is this legitimate?

This is likely a scam. See if they send you a written verification of debt as required by law. If they do not, assume the contact is a scam.

Can I still get a court ordered settlement after more than 7 years?

Judgments in Illinois are good for 20 to 27 years, but must be revived after 7. See an attorney.

WWhere do I go to fill out the forms for a wild card exemption?

The exemption only applies after you have a judgment against you. It allows exemption of $4,000 in funds or property. I would first see if you...

If they garnish my wages for a auto loan can I somehow get the auto since I am paying of the loan?

If this is a court ordered wage deduction entered after a judgment for the deficiency on an auto loan, you can't.