Is there a statue of limitations on collecting on a old payday loan?

Calls of that nature are generally scams. The statute of limitations is ten years on a note, if you signed it and did not renew it without...

Is cosigning a loan by phone legal in Illinois?

You cannot cosign except in writing. You cannot open a credit card account or add someone to a credit card account except by request, which does...

A fee charged by a bank or other depository served with legal process for the cost of responding to it. May be on a list of fees to which you...

Do I owe association fees from a town home that had already foreclosed?

A judgment in Illinois is good for 20-27 years and bears interest at 9% simple interest. It has to be revived after 7 years since entry or last...

Do credit card APR calculations take into consideration any fees for cash advance or balance transfers.

Fees are not included in the APR for a credit card.

There is no limitation on the rate a dealer may charge.

Can I fight overdraft fees from a bank?

Have a consumer attorney review this. Issues: (1) were the charges by a minor authorized and legal. May depend on when you found out. (2) what...

Can they repo the car if the gps is removed?

This may well be defined as an act of default authorizing repossession. Activation of a starter interrupt device without going through with...

Can they ( my work and garnisher) garnish my wages without notifying me?

This could be either a wage assignment or a court ordered wage deduction. Either is subject to a 15% limit with a carveout representing an amount...

Do I have grounds to sue for pay day loan harrassment?

A creditor cannot prosecute you criminally or take all of your wages. You should consult a bankruptcy attorney.