I have a debt collector continuously calling for a debt that is not mine. What can I do to fight this fraudulent claim?

The calls are most likely from a scammer. Report the calls to law enforcement.

How to get a repo and charge off removed from credit if I still have posstof vehicle ?

You need to write to each credit bureau listing the repo with a copy to the car finance company pointing out that the car was never repossessed and...

Is debt collectors required to give specific info such as the date of loan, amount, contract, proof of payment to consumer, etc?

she is being scammed -- report the contact to law enforcement

Is there a statue of limitations on collecting on a old payday loan?

Calls of that nature are generally scams. The statute of limitations is ten years on a note, if you signed it and did not renew it without...

Is cosigning a loan by phone legal in Illinois?

You cannot cosign except in writing. You cannot open a credit card account or add someone to a credit card account except by request, which does...

A fee charged by a bank or other depository served with legal process for the cost of responding to it. May be on a list of fees to which you...

Do I owe association fees from a town home that had already foreclosed?

A judgment in Illinois is good for 20-27 years and bears interest at 9% simple interest. It has to be revived after 7 years since entry or last...

Do credit card APR calculations take into consideration any fees for cash advance or balance transfers.

Fees are not included in the APR for a credit card.

There is no limitation on the rate a dealer may charge.

Can I fight overdraft fees from a bank?

Have a consumer attorney review this. Issues: (1) were the charges by a minor authorized and legal. May depend on when you found out. (2) what...