If my College permanently closed do I have to pay back my loans?

You can apply for forgiveness of federal loans. For private loans, consult a consumer attorney. It should not cost you anything to consult (at...

A creditor is not required to repossess collateral (the car in your case).

I just purchased a 2018 Nissan Altima 2.5. should dealership be asking me to lie to the bank that the car is fully loaded?

Do not represent anything to a bank that is not true. Doing so is a crime and basically insulates the dealer against any and all misconduct it may...

I won a judgment and am not getting paid sue to person working for cash and has no assets.can I post the judgement to the public

Not unless you want to get sued for defamation or the like. You can have the court issue a "citation" requiring her to come in, bring tax returns,...

What is the statute of limitations of debt collection?

Depends what the debt is. Illinois statutes of limitation are 2 years for bad check penalties, 3 years for checks, 4 years for the sale of...

I have received letters from attys stating I am being sued in Cook Co. Municipal Court by a debt collector. What should I do?

Consult an attorney who defends collection cases. The letters you received probably have a case number. It should not cost you anything to...

Will a hospital really sue me for a small amount of money?

Illinois requires hospitals to offer charity care and payment plans BEFORE filing suit. Inquire about both and follow up in writing.

Do I need a release of judgement document recorded?

If the lender requests it, there is probably a good reason, such as the judgment being on the real estate. I suggest that you do so.

The wildcard exemption (4,000) can and should be asserted after any attempt is made to enforce a judgment against a bank account or other asset.

I'm being sue by LVNV for a debt that is not mine, how do I prove that I'm not the person they are tryingt to collect the debt?

1. Do not default. 2. Appear, inform the court that you are not the person that incurred the debt, and ask for a trial. 3. Hire an attorney...