Archived
Can a auto insurance company sue me for damages and/or the balance due on a car that they repossessed or retook possession of?
Daniel's answer
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Answered on July 03, 2019
Creditors are not required to repossess collateral (the car).
You are liable for the amount owed on the contract. You are entitled to a credit...
Archived
My car is not repossessed, but today a summons to court was issued to my 15 year old daughter, what do I do?
Daniel's answer
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Answered on July 03, 2019
Service on a member of the family over 13 plus mailing is effective service.
Take the court papers to an attorney who defends collection cases. ...
Archived
Can you take someone to court for selling you a bad car?
Daniel's answer
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Answered on July 02, 2019
You can sue. Whether you can win and recover anything another matter.
There is no implied warranty of merchantability in a private sale as...
Archived
Do I have to return money to the bank?
Daniel's answer
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Answered on July 02, 2019
A person who deposits or cashes a check warrants to the financial institution that the check is valid and good.
Any scheme involving your...
Archived
How can the car dealership take back the vehicle after the paperwork has been signed?
Daniel's answer
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Answered on July 02, 2019
In some cases, contracts with car dealers provide that if they can't sell the paper to a finance company, they can undo the deal. It is unclear...
Archived
Should I be concerned with the email I recieved from cash advance if I know I didn't take the money from them?
Daniel's answer
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Answered on July 01, 2019
This appears to be a common scam. Ignore. Report to law enforcement.
Archived
Credit report statute of limitations?
Daniel's answer
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Answered on June 30, 2019
Adverse "tradelines" of this sort remain on your credit report for 7.5 years from the delinquency that resulted in chargeoff or 7 years from...
Archived
Can I ask the financial officer at car dealership redo contact because numbers aren’t right after I signed contact. ?
Daniel's answer
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Answered on June 25, 2019
If you have an advertisement for a price lower than the sale price, that may also be actionable.
Archived
Scam or not a scam voicemail?
Daniel's answer
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Answered on June 24, 2019
Scam. Legit process servers just serve without warning
Archived
Can someone send a criminal fraud complaint to a judge?
Daniel's answer
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Answered on June 24, 2019
This is almost certainly a scam. The statute of limitations on this sort of debt is probably 5 years.
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