When you write that you signed a letter of intent to reaffirm do you mean that you checked "Reaffirm" on the "Chapter 7 Individual Debtor's...

Can you file a chapter 13 after a chapter. 7 discharge? What is the average cost for chapter 13?

You can file a Chapter 13 if it is 4 years since you filed your chapter 7. One of the good things about filing a Chapter 13 is that you can pay...

What do I do on the petition for bankruptcy where it requests the name of the name bankruptcy preparer?

Since you are doing your own bankruptcy you just leave it blank where it requests the name of the bankruptcy preparer. You might consider hiring...

'96 I loaned $10K for a business start up. DOT filed for 4 acres in Hays was collateral. no payments made &prop sold. options?

I think you are out of options. The statute of limitations to file a lawsuit has elapsed. It looks like the relative waited until your Deed of...

What is the Statute of Limitations for Civil Action on a returned check in Missouri?

I don't practice in Missouri but I'm pretty sure the collection agency can't collect on the debt. I am assuming a lawsuit was never filed in the...

Uh Oh! How do I correct a "misunderstanding" on schedule E vs. creditor's matrix CH7 BK (FLORIDA)

Prepare a new Schedule D,E or F to match the creditor matrix. Label it appropriately, for example: "Amended Schedule E". In the description...

Selected as the best answer

Do I need a real estate or foreclosure attorney? Can Wells Fargo sue me after a foreclosure and subsequent bankruptcy? Chpt 7

Assuming you did not reaffirm the debt with Wells Fargo you do not owe any money to them. But you can't just ignore the lawsuit. Contact the...

Can I force creditor to return my money

The first question is not when the creditor found out about the payment but rather was the bankruptcy filed before the payment was taken? If the...

The primary mortgage on our home in MD was discharged in CH7. Can a foreclosure be reported on my credit report?

Too bad you reaffirmed the home equity loan. That means you are on the hook for it even if the property is foreclosed. I always recommend that my...

Can they do this and what can be done?

If your Dad didn't co-sign your debt then the credit report should be corrected. He should contact each of the big 3 credit reporting agencies and...