Please help -- being sued by American Express Centurion Bank.

Unfortunately not having a job isn't a defense. Most likely American Express will get a judgment. However they won't be able to collect on the...

I'm filing Chapter 7 and I have a reverse mortgage.

Since your house is worth the same amount as the mortgage you have no equity in it to worry about. Yes list the house as an asset and the loan as...

Can I ask for a dismissal of my chapter 13 case

Stop panicking. It's no big deal if your car is in the chapter 13. It actually takes the balance owed and spreads it into smaller payments. ...

She sounds like a nasty person. Sometimes we have to deal with these people. It's best to give her the cash, get a receipt and put this behind...

City of chicago file motion to dismiss Automatic Stay lift

Please give us some more details. Are you a debtor or creditor? Did the city of Chicago file a motion to lift the automatic stay?... or to...

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Filing chapter 7 pro se in NC, anything I need to pay close attention to? and where can I get free required credit class?

I don't know where you can get a free class but the cost can be pretty low. Lots of counseling agencies charge as low as $10.00 to $15.00.

I don't see anything sinister in the letter. (1) The attorney may be stating the correct amount. There may be late fees and other penalties,...

Does a judgement have to stay on your credit for 7 years Is that mandatory ?is it 7 years minimum per the fcra

The judgment stays on the debtor's credit report for 7 years OR per your state's statute on limitations on judgments, whichever is longer. That is...

Ex and I purchased home together, he's split 5 yrs ago, declared bankruptcy on mutual debt, and refused modification.

If you file a bankruptcy you will be helping yourself by getting out of an upside down mortgage, taking the high road by not falling in with your...

Can I file for chapter 13 bankruptcy on federal taxes?

I believe you will be able to pay your taxes through a chapter 13 plan. The bankruptcy will stop the wage garnishment. You might even be able to...