Can I refinance after I filed bankruptcy & the lawyer I hired felled to get a reaffirmation letter from my mortgage company?

You can self report your payments on your credit report. The reporting agency will contact the mortgage to confirm. The mortgage company will not...

Will I be responsible for credit card debt that my husband has ?

The credit card companies will not come after you for your husband's debts if the cards are in his name only. Make sure your name is not on the...

What should I do if I have a collection/chargeoff on my credit report that insurance had paid 4 years ago, but am missing proof?

I think you can safely ask the collection agency for additional information. Don't agree that the debt is valid and don't promise to make any...

Whats the process to recover past due rent from evicted tenent?

Do you have any information about where the debtor works or banks? If not you have to do a Citation to Discover Assets to get that information. ...

You will not have to pay the entire 12 months. If you overpay you should get a refund.

Can I vacate and seal an eviction judgement after a Ch. 7 bankruptcy discharge?

You aren't going to be able to vacate a judgment that is 6 years old. I don't see that you have any grounds to seal the judgment either. Sorry...

Retirement funds exempt from creditors?

You can withdraw the money from your retirement account but don't keep funds in an account that can be garnished. I suppose you could withdraw the...

IF I GOT GARNISHED FOR SOMETHING AND WAS TOLD IT WAS PAID CAN I STILL GET GARNISHED FOR SAME THING AGAIN AFTER BEING PAID?

Perhaps the garnishment was started again in error. Did you by any chance get that agreement in writing? Do you have the name of the person you...

What will happen if I try to renter the US after filing for divorce from my (wife) sponsor? And I just got my permanent card?

I don't think a bankruptcy attorney will be able to answer this question. I think it should be redirected to immigration practice area. Good luck.

If a creditor gave notice of a bank garnishment the debtor would remove the money from the account. So yes, it is legal to do a bank garnishment...