Second bankruptcy which one?

The law states you can file a chapter7 after 8 years from the previous filing. Since it has been 10 years you won't have any problems. Depending...

This ? is for a friend for one person in west palm beach florida, what is the means test figure in order to file for chapter 7 ?

It looks like the means figure for one person living in Palm Beach County is $41,334. But that doesn't mean a person earning more can't file a...

"Debt collector" sending a letter stating I owe "$4,000" from a credit card?

It looks suspiciously like a scam. Contact this collector and demand documentation of this debt. Check your credit report from all 3 major...

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How should my auto loan be showing on my credit report?

If you had filed your bankruptcy after paying off your car then the credit reporting agency would have reported the debt as paid in full and no...

My ex wife just file chapter 13 on the marital home which is still in my name. her name is only on the title. what should I do ?

If your ex filed a chapter 13 she was probably behind in her mortgage payments. Her credit rating would have suffered because she could not make...

Unfortunately you still owe the money to the cash checking store. You became liable when you endorsed the check, per the rules of the Uniform...

I need to file for bankruptcy but can't afford to pay a lot to get me through the process

You have to really check around because prices are all over the place. The filing fee for a chapter 7 will be $306. There are also 2 classes that...

Do the court or debt collector give notice to me of wages or account garnishments before they do it? lawsuits?

A debt doesn't have to be a certain amount for a lawsuit or garnishment. It only has to be enough to make it worth their time and effort. A...

The statement that Utah laws govern the debt means that a New York judge should apply Utah's laws in determining if there is a breach of contract. ...

Should I file for bankruptcy?

A bankruptcy is not a quick fix for your credit so it won't help if you want to buy a house now. Figure on waiting at least 2 years from the time...