A Psychologist I worked for stole my SS# for loans. There is a judgement against me for 10k as he didn't pay.

A judgment means a lawsuit was already filed and a hearing already held. Do you remember being served a summons on this case? You should...

A friend has asked to borrow money, what do we need to have him do in order for us to place a lien on his property

If you go ahead and lend the money make sure there is enough equity in the property. Your lien is subordinate to the mortgage. If there is not a...

A nsf check/ no notification/ 4 months later trying to collect/envelope was not sent through the mail/placed in my mail box

If you just received a letter from the restaurant then the first thing you do is check with the bank to see whether the check really cleared. If...

The bank garnishment is completely separate from the wage garnishment. A creditor can garnish your wages for a time, then garnish your bank...

It sounds like pressure tactics to force you to pay more but you don't have to give in to it. Just pay what you can afford and if they don't like...

Hi I'm permantly disabled age 64 and on ssdi not working I can't pay my 401k loan anymore what happens?

If you can't repay your 401K the money borrowed will be treated as a withdrawal. This means the money will be treated as income for purposes of...

Garnishment in MN

It's possible the letter is just a scare tactic to make you pay the debt.. Do you know if the creditor already filed a lawsuit and obtained a...

Are you asking to re-affirm your mortgage or refinance it? You should have already paid off the mortgage arrears in your chapter 13 if it is...

I was served papers to appear in court in a different state. I have no income and cannot go there. What do I do?

If you do nothing the creditor will get a default judgment even if you have defenses. It's possible the judgment will be for an incorrect amount...

Is there a way to change Chapter 7 paperwork if a property was marked “retained” in error?

Your lender is wrong. The statement of intent is not binding. If you surrendered the property you surrendered the property despite what the...