Are they legally allowed to charge me this even though I no longer have the item?

Voluntarily returning your RV did not remove you from the obligation to pay the debt and the creditor has no obligation to modify the debt. You...

What happens after a creditor files a bank citation & there were 0 funds in the bank? What should I do?

There is nothing to prevent the creditor from sending another Bank Garnishment at any time. First thing you should do is withdraw the money you...

What do you do when you have been sent a collection letter and have proof its been paid?

You were so smart to keep proof of payment. You should contact the original creditor and the collection agency IN WRITING. Send it certified...

Your wage garnishment would end because there are no wages. However, you still owe the balance and statutory interest continues to accrue. The...

Can a debt collection agency garish your checks after you already paid the amount they took you to court for

The collection agency can legally collect interest on a judgment.. To avoid the garnishment you can pay the interest owed.

Can divorcing spouse claim interest in wife's femme sole property bought during marriage when not listed N his bankruptcy assets

The Husband can have a marital interest in real estate even if he isn't on title. There are lots of situations where a house is put in one party's...

I'm not sure if Ohio is different but in Illinois a bank garnishment and wage garnishment can take place simultaneously. Money that is saved in...

Im confused on some of the legal jargon on my chapter 7 bankruptcy case. I got this in my email today (below)

I think you checked the wrong box on one of your forms by accident. When there is a presumed abuse it basically means you earn enough income to...

What is the best way to collect money? Bank garnishment or wage garnishment?

It will be very difficult to do a wage garnishment if the debtor is a sole proprietor. He can just ignore the garnishment. Go for a bank...

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Filing bankruptcy without an attorney

The easier your case is the easier it will be to file a chapter 7 without an attorney. So if you have low income and no real estate and the equity...