Bankruptcy and repossession

Make your decision to keep or surrender your car on what is best for your situation and finances. Don't base your decision on your credit report. ...

You do not need to keep the same attorney to file the chapter 7 conversion if his fee is too high. You can shop around for an attorney who will...

Should I file for bankruptcy?

Assuming you haven't filed a bankruptcy in the last 8 years a chapter 7 bankruptcy might be a great option for you. A bankruptcy would wipe out...

Do I need help

It is not legitimate to refuse to send documentation of a debt owed until after the debt is already paid. You did the right thing to cancel the...

Although a chapter 7 might not wipe out the debts there is a possibility a chapter 13 can help you make payments you can afford for up to 5 years. ...

What can I do if a collection agency is trying to garnish my wages for more than the actual debt that I owe?

The amount you owe is the amount the judge determined you owe, not the amount you really owe. That determination is put into a court order. If...

Is there a statue of limitations on a court order of debt

It isn't exactly a statute of limitations because that refers to the amount of time given to file a lawsuit. A court order of debt is referred to...

I have been in a chapter 13 for 4 years if it is dismissed will the statue of limitations have run out on the unsecured debt?

You can't file a chapter 13 and wait for the Statute of Limitations to expire before getting the Chapter 13 dismissed. Everyone would be doing...

Letter from Ally Bank in reference to a settled a lawsuit with government agencies allegation of discrimination auto financing

In a class action lawsuit you have the choice to opt out of the class and file your own lawsuit. But you will have to prove every allegation of...

Being sued, summoned and required to file with the clerk an answer or other response to the Complaint.

The main thing is not to ignore the complaint. If you don't do anything then the creditor gets a judgment and it might not even be for the correct...