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About me

WE SOLVE FINANCIAL PROBLEMS. We provide legal services and personal attention to individuals and small businesses. We are able to stop creditor harassment, foreclosures, repossessions, lawsuits, garnishments, tax levies, and utility shutoffs.

Attorney Michael K. Hoverson has handled thousands of bankruptcy cases in his 28 years of practice ;however, he does not run a bankruptcy “mill”. Every client gets individual attention from Michael K. Hoverson.

We will review your situation and advise you as to whether Chapter 7 , Chapter 13, or some other non-bankruptcy alternative is in your best interests. Not only will we look at your current situation, but also the long term affects of your financial decisions. We will work with you and advise you on how to set up your own budget to get you back to financial health.


Mr. Hoverson also practices in the area of student loan law to provide comprehensive assistance in all the new and complicated administrative remedies available to assist student loan borrowers burdened with student loan debt.    

Some of the services that he can assist a student loan borrower with include the following: 

●    Determining if you qualify for an Administrative Discharge of your student loan
●    Determining if a Deferment or Forbearance is in your best interest
●    Fighting off nasty debt collectors trying to collect on your delinquent student loans
●    Lowering your monthly student loan payment
●    Preventing or ending wage garnishments, judgment proceedings, and the loss of your tax refund
●    Reviewing your eligibility for student loan forgiveness programs
●    Reviewing your eligibility for student loan Consolidations or Rehabilitation to get you out of "default"

Please contact us at (612) 349-2728 for a FREE consultation and we will promptly respond and answer any questions that you may have concerning your financial situation. Evening and weekend appointments are available.

Our main office is in Minneapolis. We also have offices in the areas of Bloomington/Edina, Eden Prairie, Savage/Shakopee, and St. Louis Park.

Mr. Hoverson graduated from the University of North Dakota with a B.A.,
Summa Cum Laude and Phi Beta Kappa Honor Society. He received his J.D.,
with Distinction, in 1986 from the University of North Dakota School of
Law and graduated in the top 20% of his class.


Mr. Hoverson has taught bankruptcy law and debtor/creditor law at
Hamline University, St. Paul, Minnesota. He has also volunteered his
legal services in the area of bankruptcy through Volunteer Lawyers
Network in Hennepin County, Minnesota, for the past 27 years.


He is admitted to practice in Minnesota State Courts; United States
District Court, District of Minnesota; and Eighth Circuit Court of
Appeals. Memberships include Minnesota State Bar Association; Minnesota
State Bar Association Bankruptcy Section; National Association of
Consumer Bankruptcy Attorneys; Eighth District Bar Association; and,
Volunteer Lawyers Network.





Photos and videos

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Practice areas


  1. Bankruptcy: 50%
    30 years
  2. Litigation: 20%
    30 years
  3. Chapter 13: 15%
    30 years
  4. Chapter 7: 15%
    30 years



Free consultation (60 minutes)

Payment types:

Cash, Check

Attorney endorsements

10 total 

Are you an attorney? Endorse this lawyer

  • No photo

    Mike is very easy to work with and literally the most knowledgeable bankruptcy attorney I know. Any questions I have, I always go to him.


    Chad Reichwald Bankruptcy and debt Attorney
    Relationship: Co-worker

  • William G Cottrell

    I endorse this lawyer. Mike is a brilliant lawyer and passionate about helping people with financial problems. He has creative solutions to solve dire situations. He knows the law inside and out. Great attorney.


    William Cottrell Lawsuits and disputes Attorney
    Relationship: Fellow lawyer in community

Contact info

Hoverson Law Offices, P.A.

333 Washington Avenue North
Suite 300
Minneapolis, MN, 55401

Hoverson Law Offices, P.A.

3800 American Blvd. West, Suite 1500
Bloomington, MN, 55431

Hoverson Law Offices, P.A.

7825 Washington Ave., Suite 500
Eden Prairie, MN, 55439

Hoverson Law Offices, P.A.

8170 Old Carriage Court, Suite 200
Shakopee, MN, 55439

Hoverson Law Offices, P.A.

5775 Wayzata Blvd., Suite 700
St. Louis Park, MN, 55416



MNAuthorized to practice198607/15/2016
We have not found any instances of professional misconduct for this lawyer.
Avvo contributions
Legal answers
Award nameGrantorDate granted
Picked Top 3 Bankruptcy Lawyer in Minneapolis, MNThree Best Rated2016
AV Preeminent RatedMartindale-Hubbell2016
A+ RatingBetter Business Bureau2016
Pro Bono VolunteerVolunteer Lawyers Network2015
A+ RatingBetter Business Bureau2015
AV Preeminent RatedMartindale-Hubbell2015
A+ RatingBetter Business Bureau2014
AV Preeminent RatedMartindale-Hubbell2014
A+ RatingBetter Business Bureau2013
A+ RatingBetter Business Bureau2012
A+ RatingBetter Business Bureau2011
A+ RatingBetter Business Bureau2010
A+ RatingBetter Business Bureau2009
Pro Bono Volunteer since 1986Volunteer Lawyers Network2005
American JurisprudenceThe Lawyers Co-operative Publishing Company1986
Phi Beta Kappa Honor SocietyAlpha of North Dakota at University of ND1982
Work experience
TitleCompany nameDuration
OwnerHoverson Law Offices, P.A.1995 - Present
Adjunct ProfessorHamline University2000 - 2001
AttorneyNadler & Associates1986 - 1995
Law ClerkHowe & Seaworth, Attorneys at Law1985 - 1986
Legal Aid AssociationUniversity Of North Dakota School Of Law1985 - 1985
Association namePosition nameDuration
Eighth District Bar Associationmember1995 - Present
National Association of Consumer Bankruptcy Attorneysmember1994 - Present
Minnesota State Bar Associationmember1986 - Present
MSBA Bankruptcy Sectionmember1986 - Present
Volunteer Lawyers NetworkVolunteer Attorney1986 - Present
Phi Alpha Delta Legal Fraternitymember1986 - Present
Hennepin County Bar Associationmember1986 - 1995
Legal cases
Case nameOutcome
Hawkins vs. Thorp Credit and Thrift Co., 441 NW 2nd 470 (Minn. 1989)Settlement for Plaintiff consumers
In re LeMaire, 898 F.2d 1346 (8th Cir. 1990)Chapter 13 plan confirmation denied.
CitiMortgage Inc. vs. Akers, 858 NW2d 788 (Minn. Ct. App. 2014)Verdict for consumer.
See all legal cases 
Publication nameTitleDate
Family Law Forum (Minnesota Bar, Family Law Section)Practical Bankruptcy Considerations for the Family Law Practitioner2002
School nameMajorDegreeGraduated
University of North Dakota School of LawLawJD - Juris Doctor with Distinction1986
University of North DakotaPolitical ScienceOther - Bachelors1982
Speaking engagements
Conference nameTitleDate
Guest speaker for Debtor/Creditor classBankruptcy Law2009
Guest speaker for Debtor/Creditor classBankruptcy Law2008
Guest speaker for Debtor/Creditor classBankruptcy Law2007
Guest speaker for Debtor/Creditor ClassBankruptcy Law2006
HCBA Law Day SeminarConsumer Law1996
HCBA, Law Day SeminarBankruptcy Law1994