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Michael Kenneth Hoverson

Bankruptcy and debt Attorney at Minneapolis, MN

5.0   16 reviews
  • Licensed for 37 years
    State MN
    Acquired 1986
    Status
    Authorized to Practice No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Michael

Learn Michael’s areas of practice.

Over 36 years of experience.  BANKRUPTCY, STUDENT LOANS, & LITIGATION.  We solve financial problems. We provide legal services and personal attention to individuals, consumers, and small businesses. We are able to stop creditor harassment, foreclosures, repossessions, lawsuits, garnishments, tax levies, and utility shutoffs.

Attorney Michael K. Hoverson has handled thousands of bankruptcy cases in his 36 years of practice ;however, he does not run a bankruptcy “mill”. Every client gets individual attention from Michael K. Hoverson.

We will review your situation and advise you as to whether Chapter 7 , Chapter 13, or some other non-bankruptcy alternative is in your best interests. Not only will we look at your current situation, but also the long term affects of your financial decisions. We will work with you and advise you on how to set up your own budget to get you back to financial health.

 

Mr. Hoverson also practices in the area of student loan law to provide comprehensive assistance in all the new and complicated administrative remedies available to assist student loan borrowers burdened with student loan debt.    

Some of the services that he can assist a student loan borrower with include the following: 

●    Determining if you qualify for an Administrative Discharge of your student loan
●    Determining if a Deferment or Forbearance is in your best interest
●    Fighting off nasty debt collectors trying to collect on your delinquent student loans
●    Lowering your monthly student loan payment
●    Preventing or ending wage garnishments, judgment proceedings, and the loss of your tax refund
●    Reviewing your eligibility for student loan forgiveness programs
●    Reviewing your eligibility for student loan Consolidations or Rehabilitation to get you out of "default"

+    Defending lawsuits by private student loan lenders against student loan borrower

+    Suing private student loan lenders in bankruptcy court to discharge non-qualified student loans

Please contact us at for a FREE consultation and we will promptly respond and answer any questions that you may have concerning your financial situation. Evening and weekend appointments are available.

Our main office is in Minneapolis. We also have offices in the areas of Bloomington/Edina, Eden Prairie/Minnetonka, Savage/Shakopee, and St. Louis Park.

 

Mr. Hoverson graduated from the University of North Dakota with a B.A.,
Summa Cum Laude and Phi Beta Kappa Honor Society. He received his J.D.,
with Distinction, in 1986 from the University of North Dakota School of
Law and graduated in the top 20% of his class.

 

Mr. Hoverson has taught bankruptcy law and debtor/creditor law at
Hamline University, St. Paul, Minnesota. He has also volunteered his
legal services in the area of bankruptcy through Volunteer Lawyers
Network in Hennepin County, Minnesota, for the past 35 years.

 

He is admitted to practice in Minnesota State Courts; United States
District Court, District of Minnesota; and Eighth Circuit Court of
Appeals. Memberships include Minnesota State Bar Association; Minnesota
State Bar Association Bankruptcy Section; National Association of
Consumer Bankruptcy Attorneys; Eighth District Bar Association; and,
Volunteer Lawyers Network.

 

 

 

Photos and videos

Location

Hoverson Law Offices, P.A.
333 Washington Avenue North
Suite 300
Minneapolis, MN, 55401
Hoverson Law Offices, P.A.
3800 American Blvd. West, Suite 1500
Bloomington, MN, 55431
Hoverson Law Offices, P.A.
12800 Whitewater Drive, Suite 100
Minnetonka, MN, 55343
Hoverson Law Offices, P.A.
8170 Old Carriage Court, Suite 200
Shakopee, MN, 55439
Hoverson Law Offices, P.A.
5775 Wayzata Blvd., Suite 700
Saint Louis Park, MN, 55416
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Reviews

5.0 / 5.0
  16 customer reviews
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Posted by anonymous | January 16, 2021
This review is from a person who hired this attorney.
| Hired Attorney
light at the end of the tunnel.
I had several issues with my student loans too much to deal with on my own. Mike got everything put together and I'm off to Financial Freedom!
Posted by Elizabeth | July 31, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Student loan settled for less than half!
Hoverson Law Offices helped me settle a student loan debt that had been very burdensome for a number of years. Mike aggressively negotiated them and got them to agree to settle for less than half of what I owed, which was the best possible outcome. If you are struggling with a student loan debt, I highly recommend making a call to Hoverson Law Offices as soon as possible.
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Posted by Allison | June 9, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Best Student Loan Attorney
Student law debt was crippling my life and I was in desperate need for help. I reached out and interviewed several different law offices that specialized in student loan debt. I felt trapped because nobody would take my case. When I called and talked to Michael Hoverson he listened to my situation and my thoughts on what direction we could take the case. Michael took that information and was upfront with me on what services he could provide. It was a very difficult case and Michael didn’t over promise on what he could deliver. Michael is extremely detailed not only in building the case against the school but also was very detailed on billing. I had complete confidence in Michael when we walked into the court room. I am thankful that I hired Hoverson Law Offices because we won the case and my complete private student loans were completely wiped out and my federal loans are on a plan that I can afford to pay back. Every case is different but I would highly recommend Hoverson Law Offices to anybody that is struggling with any bankruptcy needs.
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Posted by anonymous | January 15, 2020
This review is from a person who hired this attorney.
| Hired Attorney
OUTSTANDING LAW FIRM
I'm truly thankful I found the law office of Michael Hoverson. Michael's expertise in handling my Federal Student Loan Debt, enabled me to start over in life without this burden. Michael was professional, personable and compassionate at every stage of the process. I would highly recommend this law firm to anyone needing it services.
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Posted by Susan | July 9, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Great service!
Everything Mike did for me was on time, Mike was very informative, helpful, told me what to expect. I would most definitely ask for his services and or recommend his services to family and friends.
Posted by John | July 9, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Mike Hoverson Feedback
Mike was very responsive to us. His guidance was exactly what we needed. His front-end estimate on what his costs would be ended up to be right about where they ended up.
Posted by Laura | March 23, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Excellent advocate with speciality in student loan debt
Mike is on the cutting edge of student loan debt law. He knows his stuff and has helped many people who are crushed in student loan debt. He can explain your rights. He did for me.
Posted by Scott | March 21, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Excellent guidance through a difficult time
My experience working with Mike has been nothing short of outstanding. He is an extraordinary attorney that has a real understanding of how to take care of his clients as people first. He is professional, detail oriented and meticulously organized. He makes himself readily available to his clients which is especially important while walking through something as difficult as a bankruptcy. My recommendation is five stars and then some. Thank you Mike.
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Posted by Lisa | October 17, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Great help with student loan debt!
I had an excellent experience hiring Mr. Hoverson regarding my student loan debt. Specifically, my private loans with 2 different lenders. We were able to settle my case in a way that I am extremely satisfied with and I consider the money I spent hiring him to have been completely worth it! I especially liked that he is clearly on top of the current law concerning this, the research he did to my specific kind of case, and that he met with me and reviewed my case before taking it on to make sure it wouldn't be a waste of my money and his time. If you are in any way struggling with debt of this kind or feeling lost regarding other creditors I highly recommend him. I also would recommend him for other bankruptcy or related matters and general civil litigation. Lastly, he was easy to communicate with and reach from the moment I first was referred to him. You will not find yourself delegated to others and I felt his personal attention to my case really made the difference. I would hire him again for other matters and refer him to friends/family.
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Posted by anonymous | October 10, 2016
This review is from a person who hired this attorney.
| Hired Attorney
President/CEO
My 10 year old company tried to survive the great recession and built up tremendous credit card debt. We tried to pay it back and set up payment plans with the credit card company; however after losing 50% of our business because of the economy we finally realized we could not possibly stay on the creditor's desired payment plan. I had never filed bankruptcy before nor had anyone in my family. It was a humbling and gut wrenching decision. Once I found Mike Hoverson he was wonderful. He did not make me feel like a loser or bad person at all and walked me very carefully through all the steps and what would be needed. He communicated very clearly, did what he said he would do and I am very thankful I found him. I would highly recommend Mike and if you are in doubt about how to move forward, ask him for a consultation. He is the best!
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Posted by Roussel & David | October 6, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Outstanding Lawyer!
Atty. Mike is well-versed with his profession. He is detail oriented, concise, and honest. He charges reasonably and provides remarkable service. We are so happy with how the bankruptcy case turned out and how he took charge and took care of us throughout the whole process. And no extra charge extra everytime we call him to ask questions!
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Posted by Gen and Glen | September 22, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Excellent lawyer
We went to him with what seems to us a complex problem and he made a simple plan with objectivity that was attainable and substantial. Eventhough it was a long and tedious process, we came out victorious. Exceptional service. Best advise. Personalized care. Committed.
Posted by George | July 20, 2015
Thorough, Detailed and Very Professional
At a time of difficulty we turned to Mike Hoverson. We were treated with respect and professionalism. We were very pleased with our outcome and would highly recommend Mike to anyone. Very impressive. Thank you Mike.
Posted by Colleen | July 18, 2015
Excellent choice
We worked through a very difficult process with this attorney . He was amazing the whole time . Mike kept us informed and had options and he had so much information for us. Two years later our lives are different and we have this man to thank! Mike cares about his clients and works very diligently to dot the I's and cross the T's.
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Posted by Chris | June 26, 2015
Immediate relief
Finding Mike when we were in need of serious financial help was an answered prayer. His balance of professionalism, knowledge and empathy made our bankruptcy process as positive as it could be. Over 5 years, Mike has helped with a tangled mess of complications ranging from taxes to mortgage issues. He has been straight-forward and diligent in the solutions provided, and he immediately engages and follows up. I would highly recommend Mike to anyone needing to dig out of what feels like a bottomless pit. You will feel immediate relief after the first meeting.
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Posted by Terri | June 19, 2015
Pillar in a storm
Our case has been full of twists and turns, and uncommon circumstances. Mike has been extremely patient, knowledgeable, helpful and reassuring through it all. When he did not have an answer for us because of unusual circumstances, he was effective and persistent in finding us the answers we needed. He has gone way above and beyond in all areas, and has been a strong advocate for us through the entire process.
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Cost

Rates
  • Free Consultation 60 minutes
Payment methods
Cash, Check

Resume

AVVO RATING 10.0 (Superb)

Work Experience

  • Owner
  • Hoverson Law Offices, P.A.
  • 1995 - Present
  • Adjunct Professor
  • Hamline University
  • 2000 - 2001
  • Attorney
  • Nadler & Associates
  • 1986 - 1995
  • Law Clerk
  • Howe & Seaworth, Attorneys at Law
  • 1985 - 1986
  • Legal Aid Association
  • University Of North Dakota School Of Law
  • 1985 - 1985
View all work experience

Education

  • University of North Dakota School of Law
  • JD - Juris Doctor with Distinction
  • 1986
  • University of North Dakota
  • Bachelor of Arts, Summa Cum Laude, Phi Beta Kappa Honor Society
  • 1982

Sample of Legal Cases

  • In re Ohmann, 605 BR 887 (Bankr. D. Minn. 2019)
  • Ruling for the debtor.
  • In re Schultz, 2016 WL 8808073 (Bankr. Minn. 2016)
  • Verdict for debtor.
  • Hawkins vs. Thorp Credit and Thrift Co., 441 NW 2nd 470 (Minn. 1989)
  • Settlement for Plaintiff consumers
View all legal cases

Associations

  • Eighth District Bar Association
  • member
  • 1995 - Present
  • National Association of Consumer Bankruptcy Attorneys
  • member
  • 1994 - Present
  • Minnesota State Bar Association
  • member
  • 1986 - Present
  • MSBA Bankruptcy Section
  • member
  • 1986 - Present
  • Volunteer Lawyers Network
  • Volunteer Attorney
  • 1986 - Present
  • Phi Alpha Delta Legal Fraternity
  • member
  • 1986 - Present
  • Hennepin County Bar Association
  • member
  • 1986 - 1995
View all associations

Languages Spoken

  • English

Honors and Awards

  • AV Preeminent Rated
  • Martindale-Hubbell
  • 2022
  • A+ Rating
  • Better Business Bureau
  • 2022
  • Pro Bono Volunteer
  • Volunteer Lawyers Network
  • 2022
  • Pro Bono Volunteer
  • Volunteer Lawyers Network
  • 2021
  • A+ Rating
  • Better Business Bureau
  • 2021
  • AV Preeminent Rated
  • Martindale-Hubbell
  • 2021
  • A+ Rating
  • Better Business Bureau
  • 2020
  • Pro Bono Volunteer
  • Volunteer Lawyers Network
  • 2020
  • AV Preeminent Rated
  • Martindale-Hubbell
  • 2020
  • Pro Bono Volunteer
  • Volunteer Lawyers Network
  • 2019
  • A+ Rating
  • Better Business Bureau
  • 2019
  • AV Preeminent Rated
  • Martindale-Hubbell
  • 2019
  • AV Preeminent Rated
  • Martindale-Hubbell
  • 2018
  • A+ Rating
  • Better Business Bureau
  • 2018
  • Pro Bono Volunteer
  • Volunteer Lawyers Network
  • 2018
  • A+ Rating
  • Better Business Bureau
  • 2017
  • AV Preeminent Rated
  • Martindale-Hubbell
  • 2017
  • Pro Bono Volunteer
  • Volunteer Lawyers Network
  • 2017
  • Picked Top 3 Bankruptcy Lawyer in Minneapolis, MN
  • Three Best Rated
  • 2016
  • AV Preeminent Rated
  • Martindale-Hubbell
  • 2016
  • A+ Rating
  • Better Business Bureau
  • 2016
  • Pro Bono Volunteer
  • Volunteer Lawyers Network
  • 2015
  • A+ Rating
  • Better Business Bureau
  • 2015
  • AV Preeminent Rated
  • Martindale-Hubbell
  • 2015
  • A+ Rating
  • Better Business Bureau
  • 2014
  • AV Preeminent Rated
  • Martindale-Hubbell
  • 2014
  • A+ Rating
  • Better Business Bureau
  • 2013
  • A+ Rating
  • Better Business Bureau
  • 2012
  • A+ Rating
  • Better Business Bureau
  • 2011
  • A+ Rating
  • Better Business Bureau
  • 2010
  • A+ Rating
  • Better Business Bureau
  • 2009
  • Pro Bono Volunteer since 1986
  • Volunteer Lawyers Network
  • 2005
  • American Jurisprudence
  • The Lawyers Co-operative Publishing Company
  • 1986
  • Phi Beta Kappa Honor Society
  • Alpha of North Dakota at University of ND
  • 1982
View all awards

Publications

  • Family Law Forum (Minnesota Bar, Family Law Section)
  • Practical Bankruptcy Considerations for the Family Law Practitioner
  • 2002

Speaking Engagements

  • New DOJ Guidance for Discharging Student Loans as an Undue Hardship
  • Student Loans & Bankruptcy
  • 2023
  • HCBA
  • Student Loans
  • 2020
  • Guest speaker for Debtor/Creditor class
  • Bankruptcy Law
  • 2009
  • Guest speaker for Debtor/Creditor class
  • Bankruptcy Law
  • 2008
  • Guest speaker for Debtor/Creditor class
  • Bankruptcy Law
  • 2007
  • Guest speaker for Debtor/Creditor Class
  • Bankruptcy Law
  • 2006
  • HCBA Law Day Seminar
  • Consumer Law
  • 1996
  • HCBA, Law Day Seminar
  • Bankruptcy Law
  • 1994
View all speaking engagements

Attorney endorsements

Received (11)
Given (16)
Endorse Michael
Bankruptcy and debt Attorney | May 16
Relationship: Fellow lawyer in community
"I endorse this lawyer. I have known Michael Hoverson personally and professionally for decades and I highly recommend Michael for those in need of bankruptcy and other debt relief representation. Lawyers trust Michael for fully explained answers to difficult bankruptcy questions."
Bankruptcy and debt Attorney | Jul 14
Relationship: Co-worker
"Mike is very easy to work with and literally the most knowledgeable bankruptcy attorney I know. Any questions I have, I always go to him."
Chapter 13 bankruptcy Attorney | Jul 11
Relationship: Fellow lawyer in community
"I endorse this lawyer. Mike is a brilliant lawyer and passionate about helping people with financial problems. He has creative solutions to solve dire situations. He knows the law inside and out. Great attorney."
Bankruptcy and debt Attorney | Jul 10
Relationship: Worked together on matter
"I endorse this lawyer. Mike is an excellent bankruptcy attorney. I have referred a number of individuals to him and have heard nothing but positive responses back from the referrals."
Bankruptcy and debt Attorney | Jun 17
Relationship: Fellow lawyer in community
"I endorse Michael- one of the best bankruptcy attorneys in Minnesota."
Bankruptcy and debt Attorney | Mar 25
Relationship: Worked together on matter
"I endorse this lawyer. Mike Hoverson knows the Bankruptcy Code back and forth and gets excellent results for his Clients. He is my first recommendation for anyone looking for an excellent bankruptcy attorney."
Bankruptcy and debt Attorney | Mar 16
Relationship: Fellow lawyer in community
"I endorse this lawyer. Michael has performed supremely for referred clients. I strongly endorse this attorney."
Bankruptcy and debt Attorney | Mar 07
Relationship: Fellow lawyer in community
"Always one of my first recommendations for clients seeking bankruptcy help."
Chapter 7 bankruptcy Attorney | Jan 31
Relationship: Fellow lawyer in community
"I endorse this lawyer. I have known Tim for many years. I have seen him represent many clients with great skill and succcess. Tim is an excellent attorney, very well experienced in both Chapter7 and Chapter 13 bankruptcy."
Bankruptcy and debt Attorney | Nov 16
Relationship: Worked together on matter
"I have worked with Mike Hoverson on multiple civil litigation matters over the past 25 years. He is professional, hard working, thorough, and achieves great results for his clients. I am happy to endorse this lawyer."
Bankruptcy and debt Attorney | Jul 29
Relationship: Fellow lawyer in community
"I endorse this lawyer's work. I have discussed legal issues related to bankruptcy with Michael Hoverson many times and he has shown an in-depth understanding of bankruptcy law."
View more endorsements
Criminal defense
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Chapter 7 bankruptcy
Chapter 7 bankruptcy
Litigation
Bankruptcy and debt
Minneapolis Bankruptcy and debt Lawyer Michael Kenneth Hoverson
Michael Kenneth Hoverson
Bankruptcy and debt Attorney
Minneapolis, MN
Licensed for 37 years
Free Consultation