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I did bankruptcy and everything was done and got my letter saying it all went good.but there is still a judgment on me saying.
Timothy's answer
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Answered on February 20, 2018
The bankruptcy discharges the debt and renders the judgment void, i.e. uncollectible. However, the state court judgment will continue to appear on...
What will happen to the account holder if I file bankruptcy and I am the authorized user?
Timothy's answer
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Answered on August 29, 2017
Chances are, the account will get closed, the main user's credit report may get flagged that "co-debtor filed bankruptcy" which should not actually...
Archived
MY WIFE IS LEAVING ME.WE ARE IN A CHAPTER#13BANKRUPTCY?
Timothy's answer
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Answered on August 29, 2017
It usually doesn't work out for a divorcing couple to remain in chapter 13, although I've seen it happen. While you and your wife could jointly...
Archived
How can I negotiate some old debt that is 5 years old and get it off my credit report?
Timothy's answer
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Answered on June 07, 2017
The statute of limitations for a creditor to sue you, is six years, from the time you last made a payment on it, or otherwise incurred debt. So if...
Chapter 7 bankruptcy documents to bring to consultation?
Timothy's answer
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Answered on June 05, 2017
First off, you obviously did not contact my office, because we do not require clients to bring all of their bills to the first...
Archived
Exemptions for cat and non-wedding jewelry.
Timothy's answer
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Answered on June 01, 2017
The cat is the least of your worries. You should not be filing a MN exemption case without an attorney. You will most likely end up paying in what...
File chapter 7 bankruptcy while paying rent to a relative?
Timothy's answer
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Answered on May 21, 2017
Paying rent that is consistent with market value, and is being paid in a timely, monthly fashion (as opposed to a year in advance, or catching up...
We're not listed as a creditor and are not included on the schedule for a client's bankruptcy, can we still collect on the debt?
Timothy's answer
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Answered on May 03, 2017
Once you have knowledge of the bankruptcy, you are subject to the automatic stay. Your claim is discharged unless you find out after it is too late...
Should I file for Chapter 7 bankruptcy or just let creditors sue me?
Timothy's answer
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Answered on April 28, 2017
For sure I would recommend bankruptcy. You have plenty of debt, and you are under the median income. You may be able to survive on 75% of your...
Archived
How can I stop a sheriff sale and a foreclosure?
Timothy's answer
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Answered on April 10, 2017
You will probably want to get a five month postponement. Hopefully that will give you enough time to get the Social Security situation figured out,...
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