Let me start with some non-legal advice: Get help for gambling addiction. It's easy to get sucked into it, and addiction is a treatable disease....

How can I salvage my home buying situation?

Bummer. Sounds like you've been defrauded. Depending on the facts, i.e. the value as compared to the balance on the mortgage vs. the balance on...

I have a question regarding bankruptcy protection of my retirement and house after a business closure

Your house and retirement are almost certainly exempt. But I've got a couple bigger points here: 1) You may be eligible for government aid, it's...

A chapter 7 will not discharge mortgage arrears. However a chapter 13 would permit you to cure the arrears over 3-5 years. You should contact an...

HO-6 policies are typically not escrowed, in my experience.

Got behind on my mortgage payments on my chapter 13 bankruptcy plan mortgage co filed a motion for stay gave me time to come up

The answer is yes, subject to a couple caveats: You need to let the first case get dismissed, and refile before the sheriff's sale. If those time...

Domicile Rules. Bankruptcy chapter 7 MN

The MN homestead statute requires you to "own and occupy" the house in order to utilize the exemption. The caselaw indicates you do not need to be...

I believe a credit card I defaulted on nearly two yrs. ago is attempting to serve me. How can I protect my few assets?

A bankruptcy is usually the best way to resolve this, but the actual answer would depend on what you mean by "investment accounts," i.e. whether...

The MN homestead exemption requires that you own and occupy the house. The caselaw makes clear that you don't need to be a prisoner in your home....

That's all they need, basically. They need to get a writ from the court, which costs them $15 & doesn't require notice to you. But in order to...