Timothy Casey Theisen's Answers (136)

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We would like to do this WITHOUT activating the due upon call clause of the mortgage. Legally, is this even possible?

Timothy's answer | Answered on May 14, 2014

You should ask the mortgage company for a written waiver of that clause. As long as you are the owner of the LLC, they may do it. If they won't, I...

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Ex- husband filed for chapter 7 bankruptcy , what do I do as there is connected debt ?

Timothy's answer | Answered on May 06, 2014

The bankruptcy will discharge his obligation to the credit card, but not his obligation to you. First, you need to review the divorce decree to see...

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I rent in minnesota and own no home. Can I use the federal wildcard exemption for other property?

Timothy's answer | Answered on April 27, 2014

Yes. Almost all debtors in Minnesota use the federal exemptions, unless they have substantial homestead equity, a substantial personal injury...

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For bankruptcy - how does divorce affect Ch 13 vs Ch 7?

Timothy's answer | Answered on April 22, 2014

Yes, in certain circumstances this is true. Of course, I never recommend separating or divorcing just for this reason! If you merely separate as...

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I'm being sued by a creditor. The hearing is scheduled for the 9th of April. Can they take my car or my house?

Timothy's answer | Answered on April 08, 2014

I am presuming that you either filed an answer, and this is a summary judgment motion, or else it's conciliation court. Either way, I presume you...

Archived

Is it possible to defer or renegotiate payments under a Ch.13 (currently over 3 years into payments on 5 year settlement)?

Timothy's answer | Answered on January 31, 2014

Yes, you may be eligible for plan modification. While conversion to chapter 7 or an application for early discharge are also possible, it sounds...

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