I know nothing about filing chapter 7 or 13 I'm definitely in debt with credit cards and I would like to know if would qualify?

Sounds like you should qualify. Most bankruptcy attorneys offer a free consultation, in the office or over the phone. A free consultation will tell...

What type of counsel should I seek out?

I know what a judgment is, but not sure what you mean by a judgment against personal property. Judgments can be renewed after 10 years, otherwise...

You cannot go to jail for failing to pay a debt, that violates the Minnesota Constitution. Here is a blog post I did on the subject:...

By "the filing number" I presume you mean the court file, and that you are outside the 20 days to respond (or perhaps you already responded)....

Can I file for bankruptcy w/o affecting my husband?

Yes, you can file bankruptcy individually. We don't need your husband's name or social security number, but we do need six months of paystubs....

How would i file bankruptcy with out ruining my future sucess, putting my name on a house, getting a new car loan, ect?

The decision of whether to file bankruptcy always needs to be compared against what happens if you don’t file bankruptcy. My website has a debt...

Do I file bankruptcy? Do consolidation? I’m 25yrs old, am getting married in 2019 and soon a house, will need loans in future?

Bankruptcy is almost certainly your best option. Wallowing in a repayment plan could take years. And if you tried to do that, you would be bringing...

This is a good question. To the best of my knowledge there is no case law on this in MN; there is a court-level decision saying that a child's...

What are my options in order to eliminate the debt?

Obviously the repo put a dent on your credit, and your credit will remain south of the border until/unless you either pay the debt (or settle it,...

How long can I stay in my home?

The redemption period is usually six months. It can sometimes be five weeks, if a postponement was requested, and can sometimes be as long as 11...