Ch7 bk discharged in 2008, did not reaffirm my mortgage. I have now been offered a hamp modification, does this reaffirm?

No. A reaffirmation agreement needs to be done within certain time limits and through a certain procedure. Modification is different than...

I need a new car and to file bankruptcy.which do I do first?

A competent lawyer cannot give you advice that you can rely upon over the phone, or in a forum such as this. Moreover, lawyers are prohibited from...

Ex wife ordered to refinance home in her name or sell by June 2015, she's instead allowing to go into foreclosure. Options?

I'd love to see if other lawyers think you have good options, because I don't. First question, is whether there is equity. If there is, then you...

Foreclosure and past due association fees?

Yes, you are liable for that, even though you filed bankruptcy. However, the mortgage company is supposed to pay the association dues for the final...

What practice area would I need to search in to sue a Contact for Deed holder!

You should find a real estate lawyer. Your options may be limited; as a buyer on a contract for deed you are held to tight time deadlines, and...

What happens to the mortgage if I redeem a property after the sheriff's sale?

Yes, you should be able to redeem for $25,000. The mortgage company cannot come after you for the difference as long as this was a foreclosure by...

Minnesota currently utilizes a "heads on beds," "census" approach to determining household size. However, there have been cases around the country...

Typically a mortgage company does not care who lives in the house or makes the payments, as long as the payments are getting made. It is unclear to...

There was an order dismissing my Chapter 13 case without prejudice.

The facts that you were not able to complete this within the 15 days, coupled with your asking a somewhat basic question, compel me to give you one...

How do you know when your 6 years are up on a personal loan and you are not liable for it anymore

Your credit report may show when you last made a payment, which is when the 6 years generally starts. If a creditor has waited that long, chances...