We took out a second mortgage, home "fix-up fund loan " on 8/8/2007. home was lost due to foreclosure in 2010

Bankruptcy typically follows a foreclosure when there is a second mortgage. I agree, it makes little sense to pay for a house where you no longer...

Once the bank has sent the file to the foreclosure attorney, how soon is a sale date set?

Two months is about what you would expect. You will still get a 30 day letter, giving you time to dispute the validity of the debt, and then will...

I am selling my house contract for Deed. This is the second time the buyer did not make the monthly payment. What can I do?

Cancellation of a contract for deed is a fairly straightforward procedure. The procedure is set forth in the statutes and there are fairly simple...

My mother died and has one brother as beneficiary on life insurance. He is going to file for bankruptcy. He got the check .

You are asking two different questions for two different potential clients - first, presuming you paid for the funeral and expect to be reimbursed,...

Do you have to file business bankruptcy if you have an active judgement against your business and won't be able to pay?

Because businesses don't get discharged from their liabilities, they only get liquidated, and there are no remaining assets, it would serve little...

Marriage is over just a matter when one or the other spouse will file divorce. Home owned about 10 mos. Should house foreclose?

Well, first I will presume there is no equity, otherwise getting it on the market would make sense. Second, I will presume you only have one...

Need to file bankruptcy

I've got to side with your lawyer. The lawyer didn't find about it earlier because you didn't think it was important to tell them. You didn't tell...

Bank will not modify my loan on a manufactured home as they can find no title to the home.

You need to do some reassessing here. First, find out your market value and balance owed - if you have equity, chances are you should be able to...

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Can city declare my home an illegal rental if I am not renting it out?

That seems odd. Most ordinances about multiple occupants would exclude immediate family members, and even then, one or two tenants is usually...

Can I file bankruptcy if I have an upside down double mortgage?

I presume your house is upside down and you don't want to stay in the house. You are under the median income which is $50,000 per year for a single...