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Kerry D. Hettinger

Chapter 13 bankruptcy Attorney at Kalamazoo, MI

5.0   10 reviews
  • Licensed for 28 years
    State MI
    Acquired 1995
    Active in Good Standing No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Kerry

Learn Kerry’s areas of practice.

Practice areas
  1. Chapter 13 bankruptcy
    Chapter 13 is a powerful way to deal with even the most frustrating forms of debt. It is most often used in save-the-home programs. Over hundreds and hundreds of cases, I have also found chapter 13 to be the most useful way to deal with tax issues, exemption issues and cases where one's income is too large to file a chapter 7. I am one of the most frequent filers of chapter 13s in Western Michigan.

    28 years, 1,000 cases

  2. Chapter 7 bankruptcy
    Chapter 7 is the go to chapter for those people needing a fresh start. Although a large part of my practice involves saving homes, businesses and farms, I also assist normal everyday people obtain fresh starts in chapter 7 cases. There are limits in income, exemptions (items you can own) and types of debt included; if those issues are not significant then chapter 7 is most often the first and best option but we may look toward chapter 13.

    28 years, 1,500 cases

  3. Foreclosure
    Foreclosure is a difficult and frightening prospect. Fortunately we have several options for those facing a foreclosure. The first and best option is often a chapter 13 filing as that halts all foreclosures and sheriff's sales and gives us time to deal with the situation. If you are facing foreclosure, then you need to see us asap as there is little we can do after the date of the sheriff's sale.

    28 years, 1,000 cases

  4. Bankruptcy and debt
    I am a debtor's attorney. Although I still do a bit of estate planning and probate, most of my work is now focused on helping people keep their homes and income. My goal is to assist people in dealing with their debt and reduce their stress. My favorite client comment is "not I can finally sleep again." I practice in all areas of bankruptcy and debt relief (foreclosure, business, tax, consumer debt, etc.).

    28 years, 3,000 cases

Although I am now a full time bankruptcy attorney, in the years after law school, I practiced estate planning, trust work, and small business issues.  I then worked as an in-house trust/compliance officer for four years.   

One of the most difficult challenges in those early years was helping to make things work when one of the parties was weighed down in debt.  Everything gets difficult and it becomes hard to even sleep, let alone carry on with life.

About twenty years ago, I then became a full time bankruptcy attorney, specializing in complex situations.  Bankruptcy does not equal failure, but rather the opposite.  For most of my clients, filing bankruptcy is an attempt to get the train back on the tracks.  

 I am now one of the main bankruptcy attorneys in Southwest Michigan and my focus to help clients with complex bankruptcy situations (whether personal, consumer, business, farm, tax, etc.) enjoy a fresh start in life.

My clients say that I put a high degree of personal energy and care into my debt workout projects- both bankruptcy and non-bankruptcy alike.  My practice is more of a ministry than a job.  Nothing makes be feel better than hearing a client report my help enabled them to finally enjoy some rest. 

Feel free to email or call to schedule your free consultation.  I look forward to helping you get some better sleep.




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Kerry Hettinger PLC
4341 S. Westnedge
Suite 1200
Kalamazoo, MI, 49008

Chapter 13 lawyers nearby


5.0 / 5.0
  10 customer reviews
5 Star
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1 Star
Posted by anonymous | January 3, 2021
This review is from a person who hired this attorney.
| Hired Attorney
Great for handling my Chapter 13 Bankruptcy
He was very detailed and answered my questions and concerns about how I should handle my situation. His support staff is wonderful as well. Pam is very knowledgeable and helpful with answering minor questions and resolving little road bumps along the way. I felt I could trust everyone there and always felt that my case was being handled the best it could be. If you have a situation where you need his services, use Kerry for sure.
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Posted by Michael | June 28, 2018
This review is from a person who hired this attorney.
| Hired Attorney
Able sleep at night, Thanks to Kerry.
I highly recommend Kerry and his staff, They where very professional and where able to answer all my questions. This was not an easy thing to go through, but I'm thankful that I had Kerry and his staff to get me the help that I needed. Thanks Kerry, Mike
Posted by Kim Ott | October 17, 2017
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
Very helpful extremely knowledgeable
I asked him several questions and he honestly answered each one. I thank you very much!!
Posted by Russ | April 26, 2017
This review is from a person who hired this attorney.
| Hired Attorney
Smart, compassionate and effective
Kerry Hettinger helped us through our very complex bankruptcy as a skilled attorney who is clearly at the top of his game. He guided us through the process as a friend and always had time to answer questions or provide support. I highly recommend his services.
Posted by BobKopen | January 31, 2017
This review is from a potential client who consulted with this attorney.
| Consulted Attorney
One of the Best
I have called upon Kerry Hettinger on numerous occasions respecting difficult issues in my own bankruptcy practice. I also have referred several clients to him who have unusual or difficult issues in their bankruptcy cases. Mr. Hettinger handles Business (Chapter 11) and Farm (Chapter 12) bankruptcies as well as the consumer bankruptcies I specialize in (Chapters 7 & 13). I recommend Kerry Hettinger for any of those four chapters without any reservation whatsoever. He practices on his own and that is an advantage if you are looking for personal service. He is highly qualified and one of the best in West Michigan.
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Posted by anonymous | June 25, 2015
Highly recommended!
Kerry Hettinger was professional, knowledgeable, and very good at communicating with us throughout the process. He explained what would happen, what our responsibilities were and gave us an estimate of how long it would take. He was quick to respond to our questions, and even came out during a blizzard to take care of us! We whole-heartedly recommend him to anyone who is struggling with debt, and knows they need help from a lawyer. And his staff is very friendly!
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Posted by jim | February 28, 2015
one of the best
Mr. Hettiger helped me through bankruptcy 5 years ago and l am ever thankful for his knowledge and empathy. My life has been much easier and less stressful. I would recommend him to everyone who needs a lawyer.
Posted by anonymous | December 30, 2014
Best Attorney you will ever contact.
There is not another Attorney that can even possibly be close to Kerry's people skills and his get it taken care of attitude. My bankruptcy was quite some time ago but Mr. Hettinger took outstanding care of the situation. Kept me and my wife well informed of what would happen when. Awesome person and Attorney. They just don't get any better. The ranking system here does not go high enough.
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Posted by anonymous | August 8, 2013
Great team.
Working with him and his staff especially Pam has been wonderful they always can answer any questions we have and keep us informed each step of the case and how things are going. Our last attorney failed to follow thru and file some of the needed documents which put us in a really tough spot but now everything is going great and we will have a fresh financial start at the end of our payment plan.
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Posted by anonymous | May 7, 2013
Excellent BK 13 attorney
Excellent Knowledgeable attorney, corrected multiple of errors by first attorney who had terribly mishandled case. Just wish I had found him first
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  • Free Consultation 30 minutes
  • Hourly Rates $ 200-250 per hour
Payment methods
Cash, Check, Credit Card


AVVO RATING 8.8 (Excellent)

Work Experience

  • Owner Attorney
  • Kerry Hetinger PLC
  • 2013 - Present
  • Partner Attorney
  • Hettinger & Hettinger, PC
  • 2002 - 2013
  • General Counsel
  • King Trust Company, NA
  • 1998 - 2002
  • Business associate attorney
  • Frasier, Trebilcock, Davis & Foster PC
  • 1995 - 1998
View all work experience


  • Harvard Law School
  • JD - Juris Doctor
  • 1994
  • Asbury Theological Seminary
  • M.Div.
  • 1986
  • Spring Arbor College
  • BA - Bachelor of Arts
  • 1983

Sample of Legal Cases

  • Henry & Jerri Schinske
  • Clients successfully completed plan


  • Cannon Financial Institute
  • Certified in Fiduciary & Investment Risk Management
  • 2001 - Present

Languages Spoken

  • English

Honors and Awards

  • Client Distinction Award
  • Martindale-Hubbell
  • 2016
  • Planning Commissioner Service Recognition
  • City of Portage
  • 2011


  • Kalamazoo Gazette
  • Mortage Modification in Ch 13
  • 2010

Speaking Engagements

  • Annual Bankruptcy Seminar for State Bar
  • Personal Chapter 11 Bankruptcy
  • 2012
  • Best Practices Seminar
  • Complex Chapter 13 Issues
  • 2011

Attorney endorsements

Received (6)
Given (7)
Endorse Kerry
Bankruptcy and debt Attorney | Aug 03
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Bankruptcy and debt Attorney | Jan 31
Relationship: Opposing Counsel on matter
"I have referred quite a few clients to Kerry for his expertise in bankruptcy. Without exception, they have been well pleased with the service and advice that Kerry provided. I have also represented creditors in bankrupcy cases in which Kerry is representing the debtor. While he certainly vigorously advocates for his client, he has done so in a fair, honest and professional manner."
Bankruptcy and debt Attorney | Jan 31
Relationship: Opposing Counsel on matter
"Kerry is a zealous yet thoroughly professional advocate for his client, with an impressive knowledge of bankruptcy law."
Bankruptcy and debt Attorney | Dec 13
Relationship: Fellow lawyer in community
"I met Kerry when we were getting ready to take the Bar exam in Michigan many years ago. He is a Harvard graduate. It was obvious that he was very smart. He is also a great guy and has proven to be a top attorney in his field. I have to say, he would be my 1st choice if I needed help in his area of law. Sam Silverman"
Unknown Attorney | Sep 26
Relationship: Fellow lawyer in community
"Top-notch attorney. Highly respected in the legal community."
Bankruptcy and debt Attorney | Jul 08
Relationship: Fellow lawyer in community
"I endorse this lawyer. Kerry is an excellent bankruptcy attorney in South-West Michigan."
View more endorsements
Bankruptcy and debt
Social Security & Disability
Real estate
Estate planning
Chapter 13 bankruptcy
Bankruptcy and debt

Avvo Contributions

51 Legal Answers 0 Legal Guides
Kalamazoo Chapter 13 bankruptcy Lawyer Kerry D. Hettinger
Kerry D. Hettinger
Chapter 13 bankruptcy Attorney
Kalamazoo, MI
Licensed for 28 years
Free Consultation