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James Edward Loris Jr.

Bankruptcy and debt Attorney at Mobile, AL

2.4   8 reviews

also known as Jamie Loris

  • Licensed for 30 years
    State AL
    Acquired 1993
    Occupational License - Authorized to Practice Lawyer disciplined by state licensing authority in 2013

About James

Learn James’s areas of practice.

Practice areas
  1. Bankruptcy and debt
    This involves Chapter 13 Debt Consolidation and Chapter 7 Straight Bankruptcy cases.

    31 years, 15,000 cases

  2. Chapter 13 bankruptcy
    Chapter 13 Debt Consolidation allows you to combine your credit cards, medical bills, income taxes, car payments. mortgage arrearage and even back child support to one low, monthly payment that gives you breathing room to put food on your table. We can Stop the Foreclosure of your Home, the Repossession of your Car, the Garnishment of your Paycheck, and most importantly, Stop the Harassing Phone Calls and Letters. "We Help Good People Through Bad Times"

    31 years, 12,000 cases

  3. Chapter 7 bankruptcy
    Chapter 7 is Straight Bankruptcy, where you wipe all of your unsecured debt (Credit cards, Medical bills and some personal Income Taxes) and receive a "Fresh Start". There is a myth that you lose everything, but depending on the equity, most people are allowed to keep their house and cars and continue to make payments. We offer a free, confidential consultation, so call TODAY to get answers to your family's financial questions and concerns and sleep better TONIGHT!

    31 years, 3,000 cases

  4. Foreclosure
    We can stop the foreclosure of your home by filing Chapter 13 Debt Consolidation and spreading your mortgage arrearage over 60 months and keep your Home!

    31 years

"We Help Good People Through Bad Times"...Our Firm only represents Consumers in Chapter 13 Debt Consolidation and Chapter 7 Straight Bankruptcy cases with offices in Mobile, Robertsdale and Selma, Alabama.  We serve consumer clients in all 13 counties in SW Alabama. We can Stop the Foreclosure of your Home, the Repossession of your Car, the Garnishment of your Paycheck, and most importantly, Stop the Harassing Phone Calls and Letters. Most of our cases come from referrals from our existing, satisfied Clients and from other Attorneys, which is the highest compliment of our Firm's customer service. We offer a free initial, confidential appointment. Call our Office TODAY and Sleep Better TONIGHT!

Contact James

Loris Law Firm
1358 Dauphin St
Mobile, AL, 36604-2120
Loris Law Firm
23315 Pet Drive
Robertsdale, AL, 36567-3195
Loris Law Firm
1721 Broad St
Selma, AL, 36701-4116
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2.4 / 5.0
  8 customer reviews
Posted by anonymous | January 1, 2020
This review is from a person who hired this attorney.
| Hired Attorney
Kindness is priceless
Mr. Loris was very patient and kind when dealing with a issues in my case. Thanks for the professionalism. Chris M
Posted by Karen | April 8, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Jamie has never failed to return a call, email or question in the last 4+ years. He handled my chapter 13 case. I have had major life changing events due to failing health, and Jamie was informative, wise and so understanding. He spoke to me in terms I could understand. I've dealt with over 8 lawyers in my 56 years and only wish Jamie could have handled all the cases! Jamie treated me like an old family friend and not just a paying client. After his help and info I received ASAP, I could finally put my fears and mind at ease. Anyone thinking about hiring him would be very smart to do so! A wise choice for a very wise man! Thanks to Jamie, my major life change has been a breeze with his help and knowledge! I'd hire him again and again if I need to. Awesome, wonderful HUMAN BEING! Not just another pretty face, haha
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Response from James Loris May 3, 2016
Thank you Karen for this review, it is so appreciative. You're in my prayers, so keep me updated on your move to North Carolina. God Bless You and let me know if we can help you with anything in the future. Jamie
Posted by anonymous | August 13, 2015
Helpful, Honest
I filled chp 13 back in 2012 and it went pretty well. This month will be my last payment. The Loris law firm was good to me through out my bankruptcy. They seem to stay busy and sometimes I had to wait a few days for returned phone calls or emails but I was never forgotten. I would recommend this law firm to my friends and family.
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Response from James Loris February 11, 2016
Thank you for your review. Please call me directly at (251) 281-1386 so that I can thank you personally. Jamie Loris
Posted by Mike | May 5, 2023
This review is from a person who hired this attorney.
| Hired Attorney
Don’t let him fool you
I had to go to bankruptcy and hired Jamie because he made it sound like he could do a lot to help us. In the beginning it was ok but the longer we went the more he began siding with my mortgage company that just wants to foreclose on us. Me and my wife probably should’ve ran when Jamie said he knew the mortgage company lawyers at Vanderbilt (money hungry S.O.B’s). We tried to tell Jamie we are not behind on our mortgage but all he says is just pay them this amount or your going to court, then he says they aren’t taking our payments anymore but we have receipts showing it is being paid then Jamie says we are out of bankruptcy……whatever the hell that means but bankruptcy is also coming out every month so yea it might be time to go to court then cuz I’m sick of these people I wouldn’t recommend them to my worst enemy
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Posted by Tiffany | April 5, 2016
This review is from a person who hired this attorney.
| Hired Attorney
Doesn't keep his word nor does he return phone calls!!!
Initially he seemed as if he could help but I was wrong. I thought I found the best bankruptcy attorney in my area. He doesn't return phone calls and has been rude over the phone. Once it was time for me to go to court because of him not being prepared he called me upset because I wasn't moving fast enough getting him the answers he needed, I was in a meeting at work! My son's father is currently under a bankruptcy and was not paying child support, we filed a motion to dismiss and I was told by Mr.Lois that if he ever missed a payment to contact him, I did on several occasions with no returned phone call. I even faxed him letters. He left me a message about a month ago stating he didn't have to pursue him (my childs father) and if I wanted him to it would be an extra charge. Definitely not his words in court so now he pays whenever he wants but yet I'm receiving paperwork to increase my bankruptcy payments! He's making good money off of me but that's all that matters to him. Once you go to court and it's over and he's set to get his money then really your no longer a client. I'm looking at other options and speaking to the trustee because there's no need to pay someone who's not keeping up their end of the bargain or returning phone calls. In other words, he's all talk until you sign on the dotted line.
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Posted by anonymous | September 23, 2015
This review is from a person who hired this attorney.
| Hired Attorney
Not very reliable
Hired Loris law firm in Selma 2012, was very nice when we got into Chapt. 13. Have been trying to get in touch regarding an increase to my payments. Have called the Selma and Mobile office and I cannot get in touch with anyone.
Response from James Loris January 8, 2017
The most common reason for the Trustee's Motion to Increase Payments is either due to missed plan payments or debt has been added to your case. I personally review each Motion filed by the Trustee's office to see if it is objectionable, Please call my direct extension at (251) 281-1386 and I'll be happy to explain the reason for the increase and any options you have if this not affordable to you. Jamie Loris
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Posted by anonymous | August 13, 2015
Bad communication
We hired this lawyer to file our chapter 13 case. At our first meeting we loved him and he was very helpful. We filed our case and had no problems. A year after filing our vehicle that was included in our chapter 13 case was totaled. We called his office and emailed countless times for him to call us back on what to do. He NEVER responded at all. It took 3 months for our lien holder to pay off our vehicle with the trustee due to them having difficulty getting in touch with our lawyer. I think we left him about 20 messages over the course of a few months and he never called us back. He has very poor communication with his clients.
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Response from James Loris May 3, 2016
I have tried to realize which of our client's this fact situation applied to, however neither my staff or I have. This is a pretty common situation in Chapter 13 cases, which usually occurs when you have an inexperienced claims adjuster involved and commonly blames either the attorney or the trustee's office for his conduct and lack of progress. I wish you would contact me at my direct extension at (251) 281-1386, so I could review your file with you one on one and explain your frustration with your insurance adjustor and answer your concerns. Please give me a call.
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Posted by anonymous | October 17, 2012
Very disappointed & feel taken advantage
My husband & I paid him $1506 to file chapter 7, yes 7. Since then my daughters have received Ssdi pay back checks from their father that was put in a savings account for college fund. He now can't do 7 because of my minor children's acct having my name on it & he wants to TRY chapter 13. Thing is all of the past credit history I have are things my ex husband made me sign for & he now has possession of & I don't feel it's right for me to pay for things he has! Now, he won't refund our money although he's done nothing, "can't" do what we hired him to do & I have not signed a contract agreeing to any of this. Then when you call he isn't there, won't return your call or try to rationally explain why the change & what we need to do. He was down right rude on the phone.
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Response from James Loris October 12, 2013
I would appreciate having the opportunity to sit down with you and your husband to resolve this problem. Our office takes customer service very seriously, in fact most of our cases come from referrals from our clients and other attorneys. Please contact me on my direct extension at (251) 281-1386 to discuss your concerns. I look forward to hearing from you. Jamie Loris
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  • Free Consultation 30 minutes
Payment methods
Cash, Check


AVVO RATING 8.8 (Excellent)

Professional misconduct

This lawyer was disciplined by a state licensing authority in 2013.

Reprimand issued in AL, 2013
updated on 07/14/2016

This means the attorney did something wrong, but the State did not suspend the lawyer. Typically in this case the lawyer's poor behavior is exposed to the public in hopes that he or she will not repeat the behavior.

James's comment: “I've been asked to properly explain this reprimand. In 2012, my associate Judson Crump mistakenly mailed an advertising letter to active bankruptcy clients. To mitigate this misconduct, he immediately contacted each lawyer and mailed an apology letter to each client. However, one of our competitors was compelled to file this complaint. The State Bar then issued this, our only reprimand. This mistake, though embarrassing, shouldn't reflect on the services we have provided over the last 23 years.”

Work Experience

  • President/Owner
  • Loris Law Office, PC
  • 1993 - Present


  • Birmingham School of Law
  • JD - Juris Doctor
  • 1993


  • National Association of Consumer Bankruptcy Attorneys
  • 2003 - Present
  • Mobile Bar Association
  • Bankruptcy Section Chairman
  • 1996 - Present
  • American Bankruptcy Institute
  • 1996 - Present
  • Alabama State Bar Association
  • 1993 - Present
  • American Bar Association
  • 1993 - Present
  • Alabama State Bar, Bankruptcy and Commerical Law Section
  • 1993 - Present
  • Baldwin County Bar Association
  • Bankruptcy Section Co-Chairman
  • 2010 - 2013
  • Mississppi Bankruptcy Conference
  • 1997 - 2015
View all associations

Languages Spoken

  • English

Speaking Engagements

  • Local-15 Law Call
  • Bankruptcy
  • 2015
  • Law Call
  • Bankruptcy
  • 2014
  • LawCall
  • Bankruptcy
  • 2013
  • Law Call
  • Bankruptcy
  • 2012
  • Law Call
  • Bankruptcy
  • 2011
  • Law Call
  • Bankruptcy
  • 2010
  • Law Call
  • Bankruptcy
  • 2009
  • Law Call
  • Bankruptcy
  • 2008
  • Law Call
  • Bankruptcy
  • 2007
  • Law Call
  • Bankruptcy
  • 2006
View all speaking engagements

Attorney endorsements

Received (3)
Given (3)
Endorse James
Chapter 11 bankruptcy Attorney | Jan 13
Relationship: Fellow lawyer in community
"I endorse this lawyer. Jamie is a great guy and a great lawyer, cares about his clients and really tries to help them in all he does."
Chapter 13 bankruptcy Attorney | Sep 12
Relationship: Worked together on matter
"I endorse and recommend this lawyer for consumer bankruptcy issues. He has helped a number of our clients over the years who had personal injury matters but were also facing bankruptcy issues. He has always worked well with our office and the clients on these matters."
Chapter 13 bankruptcy Attorney | May 21
Relationship: Opposing Counsel on matter
"I am a creditor attorney who practices in eight different federal districts. In this role I am always representing creditors against debtors and their attorneys and therefore see the highs and lows of the Debtor attorney bar. Simply put, Mr. Loris stands out in the debtor bar in his representation of his clients. He is always a strong advocate for his clients seeking real solutions to their financial troubles and not simply engaging in the cattle call debtor practice you see so often. Many attorneys will tell individuals what they want to hear instead of what they need to hear. This results in unrealistic bankruptcy plans that are doomed to fail. I have repeatedly seen Mr. Loris file plans that create real long terms solutions that allow an individual to move forward in life with a real bankruptcy solution."
Personal injury
Medical malpractice
Personal injury
Mobile Bankruptcy and debt Lawyer James Edward Loris Jr.
James Edward Loris Jr.
Bankruptcy and debt Attorney
Mobile, AL
Licensed for 30 years
Free Consultation
This lawyer was disciplined by a state licensing authority in 2013. See details