Free Consultation
$0 first 30 minutes
I have been practicing in the areas of Consumer Bankruptcy, Consumer Protection/Creditor Harassment and Personal Injury for more than twenty-three years. It was a long time ago that I decided to become a consumer advocate based upon my observation that the credit lending industry systemically takes advantage of uninformed consumers. I remember when I obtained my first credit card in 1994 as a senior at the University of Florida - GO GATORS! A major credit card company set up a booth on campus with bikini clad coeds giving away free beach towels for any student who signed up for their credit card. No dipolma yet, no job yet, but, my head was filled with colorful images of all of the summer fun I was going to have with my new credit card and beach towel! The credit card company was basically suggesting that I use their money to party and pursue young ladies at the beach all summer long! I cannot imagine a better example of PREDATORY LENDING! I did not have the income to manage a credit card nor did I have the information necessary to understand how credit lending truly worked. Like so many of my future clients, I did not read the legally binding contract before or after I committed to the credit card agreement. My own struggles managing credit card debt as a young man and the realization that I had literally "bought in" to the propagandized ideology of the immediately attainable, affluent lifestyle "sold" by the predatory credit lending industry ignited the fire in me to become a consumer advocate. It was at this time as a recent graduate of Stetson Law School that I decided on a career advocating for consumers. I made it my personal mission to inform and empower consumers like you with the knowledge and information necessary to usurp the power of the tyrannical credit lending industry. An industry which employs practices such as usury interest rates, deceptive contract language, excessive fees and industry propaganda to extract the highest profits possible from its customers. In my career thus far, I have been involved in the filing of more than 7,000 consumer bankruptcy cases. Our firm has sued creditors for harassment and recovered hundreds of thousands of dollars in damages for our clients who were preyed upon by abusive debt collectors. Most recently, I have stopped the predatory practices of Debt Settlement Companies who prey upon consumers' sense of obligation to repay debt duping them to enroll in programs destined to fail for the sole purpose of charging ridiculous "settlement commissions" for alleged resolutions their customers cannot afford.
The tyranny of the predatory credit lending industry is matched in the degradation of justice and fair play by that of the consumer insurance industry. Numerous auto and liability insurance carriers use similar tactics to take advantage of uninformed consumers when faced with an injury or loss that was no fault of their own. Like credit lenders, insurance companies use complex legal terms, voluminous policy contracts, industry propaganda and predatory tactics to deny the injured adequate compensation to which they are legally entitled. I take pride in empowering the injured with the knowledge and information necessary to recover the maximum award possible under their policy and the law. I have practiced in the area of personal injury for nearly twenty-two years and our firm has recovered millions of dollars in damages for our clients who have suffered a life-changing physical and emotional injury from the negligence or carelessness of another. In many cases, we were able to recover a large monetary award where the insurance company had previously offered nothing. Like the credit lending industry, the insurance industry is driven by profits not compassion. I take pride in treating all of my clients with the dignity, empathy, compassion and respect to which they are entitled from industry professionals when facing any traumatic event like a personal injury or financial crisis.
The first step when confronting any legal matter is to empower yourself with the information necessary to make an informed decision about how to best handle your particular situation! It all begins with an experienced, knowledgeable and compassionate attorney. . .
4
Practice Areas
28 years | 4,500 cases
17 years
28 years
28 years | 2,500 cases
Free Consultation
$0 first 30 minutes
$ 75-400 per hour
33%-45%
Sometimes
Quickly connect with top attorneys through our legal directory to get help with your legal issue.
Chat with a live agent who can match you with the right attorney for your legal needs.
Chat withState: Florida
Acquired: 1998
No misconduct found
807 W Azeele St, Tampa, FL, 33606-2209
38 Client Reviews
Showing 1 - 5 of 8 reviews | Chapter 7 Bankruptcy
Posted by Vera | August 06, 2020 | Hired Attorney | Chapter 7 Bankruptcy
Chapter 7
Frank Papa asks the right questions. From the initial interview to the end of my Chapter 7 journey, he is not glib (like I have seen with other lawyers). He is interested, invested in your case, which makes a huge difference in the process. It's important to feel you have a team working with you. It...
Posted by Joseph | April 14, 2020 | Hired Attorney | Chapter 7 Bankruptcy
Client
Frank represented me in filing for Chapter 7. When we began we met and he explained in detail the process. On several occasions we met and gathered my information. He was very professional and a delight to work with. If I needed assistance and had questions, he was right there to assist me and gu...
Posted by Cheryl | September 06, 2019 | Hired Attorney | Chapter 7 Bankruptcy
Great lawyer
Very nice, professional, and knowledgeable. I had Frank Papa and I must say he was wonderful and handled all my questions and needs very well. I have already recommended him to others. He really cares about his clients and it shows in his work.Thanks for everything, I'm already back in the 700's...
Posted by A.F.B | January 03, 2019 | Hired Attorney | Chapter 7 Bankruptcy
Thank you Mr. Frank Papa
I would to thank the Law Firm of Mr. Robert Geller for providing an exceptional service through the entire process of my Chapter 7 Bankruptcy case. No words to express my appreciation to the attorney Frank Papa who worked on my case. I have to say Mr. Papa has changed my life, I had a mountain of deb...
Posted by anonymous | December 29, 2018 | Hired Attorney | Chapter 7 Bankruptcy
Glad I moved forward with Chapter 7!
I can only say good things about Frank T. Papa, the Attorney who represented me, as well as the office staff I worked with. A few years ago, things were mostly going my way, I had a good paying job, had purchased a late model vehicle and was starting to make big plans. In the middle of 2016, ...
"Mr. Papa has my full endorsement. He is extremely professional, knowledgeable, and diligent in his practice, and it is a pleasure to work with him."
"I endorse this lawyer. I have known Frank for many years and have always admired and respected his knowledge of the law that he practices in. He spends the time and money attending legal education seminars that keep him up on the law. I consider him an attorney I can go to if I have a question on a case. I have also seen him in court and have seen him interact with his clients and he is professional yet approachable!"
"I have had the pleasure of knowing Frank for over 15 years! We have attended many of the same continuing education seminars and classes. I have seen him first hand interact with our Judges, Trustees, other attorneys, and his clients at hearings, as well. In each setting, Frank has always acted in a highly professional and competent manner. Without hesitation, I happily endorse Frank Papa."
"Frank is a terrific attorney. He's very bright, knowledgeable. and is very well respected in the bankruptcy attorney community. He works diligently on behalf of consumers and his clients. I strongly recommend Frank Papa to any client in need of legal help"
"Frank was my mentor when I worked for him about 10 years ago. I still use the knowledge he gave me back then in my own firm today. I had a personal problem a few years back and he resolved it effectively and efficiently. I don't think Frank ever had to employ a fake it until you make it approach for anything his entire life, he is just that good. I highly recommend his services."
Bankruptcy and debt lawyer
Bankruptcy and debt lawyer
Bankruptcy and debt lawyer
1998 - Present
Junior Partner, Law Offices of Robert M. Geller, PA
1996 - 1996
Law Clerk, Law Office of Joseph F. Papa, PA
2018 - Present
Greenpeacemember
2016 - Present
Sierrra Clubmember
2010 - Present
Surfrider Foundationmember
2007 - Present
Tampa Bay Bankruptcy Bar Associationmember
2004 - Present
National Association of Consumer Bankruptcy Attorneysmember
1998 - Present
Hillsborough County Bar Associationmember
2007 - 2009
American Bankruptcy Institutemember
Discharge of Debtors
Debtor's Motion Granted to Exempt Homestead Proceeds of $136,000
Defendant's Motion to Dismiss Denied holding that the National Bank Act does NOT preempt the FCCPA
1997
1994
Bachelor of Arts (B.A.),
2020
Chapter 7 Matters
2019
Premises Liability: Protection of Assets by Prevention of Claims
2016
Bankruptcy Practice and Procedure
2015
Chapter 7 Issues Related to Personal Injury Claims
2010
English
Legal Answers