Melanie Joy Sacks

POSSIBILITY OF PREVENTING A JUDGMENT FROM BEING ENTERED AGAINST YOU BY FILING A BANKRUPTCY

If a collection lawsuit has been filed against you. If you do not act timely, you may be in jeopardy of a judgment for money damages being entered against you.  After entry of a judgment, your wages, money and property may thereafter be taken without further warning from the Court. Consultation with an attorney early in the litigation process may give you the greatest opportunity to protect your wages, money and property. Contact our office for a FREE initial personal consultation for information about how you may be able to prevent a judgment from being entered and protect your legal rights.

Sacks & Sacks, P.A., is a law firm committed to representing the individual consumer against the unfair and insensitive collection tactics of banks, credit card companies, collection agencies, financial lenders and mortgage companies.  If you are being harassed by creditors or are overwhelmed with debt, Sacks & Sacks, P.A., may be able to help free you of financial burden .

If a collection lawsuit has been filed against you and you may be at risk of losing your wages, money or property. We would like to inform you of the benefits of filing for bankruptcy protection.  Despite what you may have heard regarding the new bankruptcy law, a Chapter 7 or 13 bankruptcy may be the best solution to your current financial problems. 

          Did you know that by filing a Chapter 7 or 13 bankruptcy case , you may be able to:

1.     Stop this collection lawsuit before a judgment is entered against you.

2.     Prevent the garnishment of wages or bank accounts even after a judgment has been entered against you?

3.     Recover wages or bank account funds even after a garnishment so long as you file bankruptcy while the finds are still being held by your employer/bank, or so long as they are exempt property of your bankruptcy estate?

4.     Keep all of your real and personal property in a Chapter 13 bankruptcy and possibly in a Chapter 7 bankruptcy depending on:  how long you have owned your home; the value of your personal property; and the bankruptcy exemptions that apply.

Please contact our office at, for an appointment if you are interested in learning more about filing for a Chapter 7 or 13 bankruptcy protection or if you simply with to learn more about the litigation process for the lawsuit that has been filed against you. Our office is conveniently located at: 1646 Emerson Street, Suite B, Jacksonville, FL 32207, just minutes from downtown.

Do not allow the  Credit Card Companies or Collection Agencies to bully you through the litigation and take your money! Empower yourself by knowing your legal rights!  Call our office today for a FREE initial personal consultation before it is too late!

                    Sincerely,

                    Melanie J. Sacks, Esquire

The hiring of  a lawyer is an important decision and should not be based solely upon advertisements.  Before you decide, ask us to send you free written information about our qualifications and experience.