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Jacqueline Alicia Salcines's Answers (5889)

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Freddie Mack actually owns my mortgage that is in foreclosure, not BOA. Probably going to have to file for Bankruptcy CH.7

Jacqueline's answer | Answered on May 17, 2015

It is not necessary to file for bankruptcy. Speak to an attorney today to qualify you for a loan modification and stop your foreclosure

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My condo tenant did not renew her lease. The day after she moved out the apt. was inspected & a serious mold problem

Jacqueline's answer | Answered on May 17, 2015

Mold is usually a landlord problem and landlord responsibility. If you are going to claim her deposit you Can do so for other items but I strongly...

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Are HELOCs/Second Mortgages still being "stripped" in Bankruptcy CH. 7 in the Southern District Courts?

Jacqueline's answer | Answered on May 16, 2015

Depending on whether you have no equity yes the second can usually be stripped or settled for pennies in the dollar. Usually the bank will accept a...

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Can a motion filed by a bank without reason or incorrectly be quash?

Jacqueline's answer | Answered on May 15, 2015

Unfortunately without a final modification the bank is not obligated to cancel the sale Speak to an attorney to file a complaint and get your...

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How can I get a default judgment cancelled?

Jacqueline's answer | Answered on May 14, 2015

You need to set aside the default with all the evidence you have. Consult with an attorney right away to defend you

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I am in Foreclosure. Do I respond to a Motion for Summary Judgment after it is filed, OR after it is set for a hearing?

Jacqueline's answer | Answered on May 14, 2015

You must respond before the hearing and your response must be a legal response. If you are trying to keep the home I would consult an attorney...

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HOA recorded lien and filed foreclosure and First Mortgage Bank already got final judgment. What happens next?

Jacqueline's answer | Answered on May 14, 2015

Once the bank sale goes through that will trump your title and you are not going to recuperate any losses. The owner may be trying to modify and...

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Does the SOL apply differently to unsecured/underwater 2nd mortgages differently than it applies to 1st mortgages?

Jacqueline's answer | Answered on May 14, 2015

The second mortgage scenario you describe is easily wiped out in a settlement with them assuming you are underwater and qualify. Speak to an...

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For an owner financing home purchase, who should prepare the sales contract?

Jacqueline's answer | Answered on May 14, 2015

You should get both in one. An attorney that is also a title agent and often as in my firm also accountants. You actually pay less then going to a...

Archived

Foreclosure Question

Jacqueline's answer | Answered on May 13, 2015

If they sold the mortgage, or "assigned" it, they are no longer the owner and the new owner/investor will more than likely reach out to you. This...