In a foreclosure what should I the defendant answer a notice of action

Depending on whether you want to get rid of the property or save it you need to make sure you file any affirmative defenses you have from the...

I received all my credit reports, if I want to challenge a negative item do I send a letter to 1 of the 3 or all 3?

Have an attorney draft a letter and resolve for you. Make sure you have proof

I had a 30 year mortgage at 8% .I paid on it for 13 years and paid it off early.

Truly depends on the terms of your loan. Perhaps you had an interest only loan Speak to an attorney to assist you

Deficiency judgment was waived by first lender and now from the blue Ocwen loan servicing is claiming that I own them the money.

Would need to review the documents you have evidencing the waiver of deficiency to go after them Speak to an attorney today

Is there a way to force those entities to provide the information they are required to provide? how would you recommend acting?

Your facts are a bit confusing to follow. From what I can gather, you are the third party purchaser of a condo from a bank foreclosure. But then...

Yes, they are legal but often frowned upon by underwriters. Involve the services of an attorney to assist you to make sure it is all legit....

If I give 7-day written notice that I will terminate the lease, am I then obligated to move out on a specific date?

Depending on the timeline of your lease, then your landlord may not be acting within the confines of Fla. Statutes Chapter 83 Landlord/Tenant....

Can my HOA attorneys sue us and foreclose on our home?

Yes! Through the declaration of condominium documents, the association reserve a lane against your property for nonpayment of dues. If you stop...

I need to collect a personal loan

If you have the terms of repayment in writing and signed by her, then it should be easy to collect. Speak to an attorney to send a collection letter.

What is my legal right as an owner, when a buyer fails to pay the mortgage. Do i foreclose or evict?

You can definitely foreclose assuming you have a correctly recorded mortgage. You just first follow the procedure to collect as per the terms of...