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Michael G. Howard

Consumer protection Attorney at Melbourne Beach, FL

5.0   3 reviews
  • Licensed for 21 years
    State FL
    Acquired 2003
    Member in Good Standing No misconduct found

We have not found any instances of professional misconduct for this lawyer.

About Michael

Learn Michael’s areas of practice.

Practice areas
  1. Consumer protection
    I sue abusive debt collectors under applicable law including the Fair Debt Collection Practices Act. I also represent select defendants who have been sued on a credit card account.

  2. Employment and labor
    Plaintiff's attorney in Title VII cases including age, race, sex, gender; Florida Whistle Blower Act; Workers' Compensation Retaliation; Unemployment Appeals; Family and Medical Leave Act; Fair Labor Standards Act, and related.

    21 years

I have a passion for suing abusive debt collectors.  If you are abused by a debt collector, you may have a cause of action to sue them.  You need not be subjected to debt collector abusive tactics.  While many debt collectors follow the law, many do not.  Call today to discuss your siutation.


While I have handled numerous federal and state appeals, I am prohibited from disclosing information on these cases due to confidentiality.  I have written appellate briefs for Eleventh Circuit court cases, the Florida Supreme Court, Fifth District Court of Appeals and a lower court appeal.  The case which went to the Florida Supreme Court was won.


Law Office of Michael G. Howard, P.A.
P.O. Box 510547
Office Melbourne Beach, Brevard County, Florida
Melbourne Beach, FL, 32951-0547


5.0 / 5.0
  3 customer reviews
5 Star
4 Star
3 Star
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1 Star
Posted by Sheri | September 13, 2011
Mr. Howard is the VERY BEST!!!
On Thursday Aug. 18th I was served papers for a civil action summons in Martin County, FL. Needless to say, being sued is scary business! I am divorced, raising two sons, had lost my job, am on unemployment and job hunting to no avail, so I was greatly overwhelmed. The lawsuit was from Florida Credit Solutions, LLC vs. me. The lawyers representing them were Pollack & Rosen, P.A. and they were suing me for an old credit card debt from 2006. I immediately began research to see if I could fight this on my own. No way, the laws are convoluted and everything I looked up had a different opinion. Through my research, I was referred to employment/labor/debt collection attorney Mike Howard in Melbourne, FL. I called him and new right away I had done the right thing. He was kind, understanding, informative, comforting, and most importantly, not RUSHED (like his time was worth more than others). He asked great questions, gave me some very insightful information about debt collectors, and tried his best to calm me down. I worked with Mr. Howard for less than a month and in that time we spoke on the phone & via e-mail frequently and I NEVER waited to hear back from him about anything! He was prompt, knowledgeable and MOST IMPORTANTLY, passionate about what he does and helping others. He filed a most impressive written response for dismissal, etc. on Sept. 6 and informed me 3 DAYS LATER that the plaintiff dismissed the case against me! I never felt as though it was about his fees/money and he was very kind in working with me regarding payment. This was my first experience in this type situation and I knew in my heart and soul that I was in the very best hands. From his knowledge I learned what to do in the future to avoid the aggravation and hassle of debt collectors.......priceless. I hope that this avenue of review has expressed what a TERRIFIC lawyer Mr. Howard is as well as my heartfelt gratitude to him for 'saving' me.
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Posted by Kathy | January 22, 2010
Excellent Lawyer
Excellent Lawyer!! Answered any question and/or concerns that I had. Very professional. He followed my case from beginning to end and was alway available when I needed him! Class A Attorney!!!
Posted by Philip | January 9, 2010
Great results at low cost
Attorney Michael Howard stopped collection agencies from trying to collect a debt that we did not owe! When we satisfied one collection agency that the amount was not owed, they apparently sold the account to another collector, and the harrassment continued. Attorney Michael Howard educated us about debt collection law and gave us a cost-effective solution. His advice has saved us untold aggravation, and we recommend him enthusiastically and without reservation.
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Contact for Details


AVVO RATING 9.0 (Superb)

Work Experience

  • Attorney
  • Law Office of Michael G. Howard, P.A.
  • 2009 - Present
  • Associate/contract attorney
  • Law Office of Frederick C. Morello, P.A.
  • 2003 - 2011


  • Nova Southeastern University - Shepard Broad Law Center
  • law
  • 2002
  • Indiana State University
  • M.S.
  • 1986
  • Indiana State University
  • BS - Bachelor of Science
  • 1981


  • Admitted Southern District of Florida Federal Court
  • Attorney
  • 2013 - Present
  • Admitted to practice in the Eleventh Circuit Court of Appeals
  • 2011 - Present
  • Brevard County Bar Association
  • 2009 - Present
  • National Association of Consumer Advocates
  • 2008 - Present
  • Florida Chapter National Employment Lawyers Association
  • 2008 - Present
  • Admitted to practice in the Middle District of Florida
  • 2004 - Present
View all associations

Languages Spoken

  • English

Honors and Awards

  • Outstanding Pro Bono Service 2016
  • Brevard County Legal Aid, Inc.
  • 2017
  • Recognition for exceptional pro bono service for 2016
  • Supreme Court of Florida, et al.
  • 2017
  • Outstanding Pro Bono Service 2015
  • Brevard County Legal Aid, Inc.
  • 2016
  • President's Pro Bono Service Award
  • The Florida Bar
  • 2015
  • Outstanding Pro Bono Service 2014
  • Brevard County Legal Aid, Inc.
  • 2015
  • Special Commendation for Pro Bono work 2013
  • Fla. Sp. Ct-Brevard Co. Legal Aid
  • 2014
  • Attorney of the Year 2012
  • Brevard County Legal Aid, Inc.
  • 2013
  • Outstanding Pro Bono Service 2011
  • Brevard County Legal Aid, Inc.
  • 2012
View all awards

Speaking Engagements

  • Shriners present: A Legal Panel for information on . . . Debt Collection Practices and Mortgage Lending
  • Debt Collection Practices
  • 2013
  • Brevard Co. Bar Association 2013 Professionalsim Awards Luncheon
  • Introduction of award recipient Patricia East
  • 2013
  • Annual Awards Dinner
  • Acceptance Speach for pro bono attorney of the year
  • 2013
  • How to Survive the Real Estate Bust
  • Fair Debt Collection Practices Act
  • 2012
View all speaking engagements

Attorney endorsements

Received (7)
Given (10)
Endorse Michael
Consumer protection Attorney | May 06
Relationship: Fellow lawyer in community
"Mr. Howard is a dedicated, talented, thorough consumer advocate. I endorse him."
Unknown Attorney | Feb 21
Relationship: Fellow lawyer in community
"Top-notch attorney. Highly respected in the legal community."
Unknown Attorney | Jan 14
Relationship: Fellow lawyer in community
"I endorse this lawyer. Michael is a very knowledgeable and professional attorney."
Employment and labor Attorney | Apr 13
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Unknown Attorney | Apr 09
Relationship: Fellow lawyer in community
"I endorse this lawyer."
Employment and labor Attorney | Jan 27
Relationship: Fellow lawyer in community
"I highly endorse Mike. He is an extremely thorough and well-prepared attorney who always looks out for the best interests of his clients. I would recommend him to any Florida consumer seeking legal assistance in the areas of employment law and debt collection defense."
Employment and labor Attorney | Jan 20
Relationship: Co-worker
"Mike continues to spearhead our firm to legal victories in state and federal trial and appellate courts. He also has his own private practice representing employees and consumers. He is passionate about his work and is an exceptional lawyer. He cares about all clients and works carefully to protect their interests. A1 --enough said!"
View more endorsements
Debt collection
Employment and labor
Debt collection
Debt collection
Debt collection
Debt collection
Employment and labor
Employment and labor
Debt collection
Employment and labor