Archived
My ex-husbands name is on my mortgage and he filed for bankruptcy. I don't have enough income to refinance and take his name off
Donna's answer
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Answered on December 09, 2012
First you want to be sure he listed you as a co-debtor on the mortgage. You should receive all notices from the court. Second, if there is no...
Archived
Can i file unemployment on a bankrupcy
Donna's answer
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Answered on December 09, 2012
This is a little more complicated than it appears. If this is a governmental debt the debt will not be discharged. The problem is that if you...
Can a Trustee or their Attorney, settle a lawsuit without consulting the Debtor, after discharge but before the case is closed?
Donna's answer
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Answered on December 09, 2012
It doesn't sound like you and your attorney had a discussion about the lawsuit before you filed bankruptcy. Unfortunately they can settle the...
Archived
Am i responsible for wifes car payments if i didn't sign loan paper work and not living with her for over a year?
Donna's answer
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Answered on December 09, 2012
First, everytime you correspond with this creditor you should do so in writting and by certified mail. You need to request a copy of the loan...
Archived
I understand that a Summary Judgment cannot touch my VA pension. But once the check hits my bank can it be touched?
Donna's answer
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Answered on December 09, 2012
You want to be sure the check is direct deposited into your account so the bank can identify it as a VA Pension. Since I am retired I also get a...
I'm afraid of getting a judgement before I have the money to file for bankruptcy. Do Judgements disolve with chapter 7?
Donna's answer
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Answered on December 09, 2012
If you are filing a Chapter 7 you probably do not have any assets. Once your bankruptcy is filed a Motion to Avoid Judicial Lien must be filed in...
Archived
If i a civil judgement against me from a debt collection agency , can they sell it to another collection agency,
Donna's answer
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Answered on December 06, 2012
Normally a debt which is secured by a judgment does not get sold to another agency. Unfortunately there is a lot of fraud out there were...
Archived
Can I get a lawyer if I have already filed bankruptcy myself
Donna's answer
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Answered on December 06, 2012
Absolutely get an attorney and get one as soon as you can so you can both prepare for the examination.
Archived
Can a person use a bad check in his bankruptcy case?
Donna's answer
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Answered on December 06, 2012
He has probably already listed you as a creditor since he owes you money. You want to check that. If you are a creditor then you can not run the...
Archived
Can trustee take amended tax refund?
Donna's answer
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Answered on December 06, 2012
You haven't specified whether you are in a Chapter 13 or a Chapter 7 so unfortunately it may be hard to give you a specific answer. Each state has...
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