Archived
If my soon to be X wife has credit cards in her name only can I be responsible for paying them after we divorce?
Donna's answer
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Answered on March 07, 2013
As the other attorney stated, married couples are not legally responsible to the creditor for the other's credit card debt; however, as part of...
Archived
Hello, I'm a CA lawyer and have a question for AZ debt collection lawyer. Is a lump sum pension payment subject to collection?
Donna's answer
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Answered on January 02, 2013
Unfortunately as soon as the money is converted from a pension to cash it becomes, well, cash and is subject to collection.
I need to file a Ch 7 case but I am a homeless vet with a new job and don't have money for attorney, what can I do?
Donna's answer
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Answered on January 02, 2013
You will absolutely need to file a Chapter 13 if you want to retain the car. In some cases you can file a Chapter 13 for a little as $75...
Archived
I want to know how to negotiate a payoff with creditors regarding a motorcycle that I co-signed with person who dissappeared.
Donna's answer
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Answered on January 02, 2013
The reality is you can negotiate anything as long as both parties agree. It sounds like you want to pay off a portion of the debt in exchange for...
Archived
Can a collection agency lift the bank levy it has against me if I made payment arrangements with their attorney?
Donna's answer
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Answered on January 02, 2013
You have asked whether a collection agency can lift a bank levy against you and yes they can. They can stop any garnish action by filing the...
Archived
I filed bankruptcy about a little over a year ago and have gotten little to no help from my attorney. I have contacted him on
Donna's answer
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Answered on January 02, 2013
You did not indicate whether you filed a Chapter 7 or a Chapter 13. If you filed a Chapter 7 and your case has been discharged then in some cases,...
Archived
I filed Ch 7 BK in 2008. Schedule C listed my house as exempt property. Should this have been included in the bankruptcy?
Donna's answer
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Answered on January 02, 2013
Your question sounds like you alone filed the bankruptcy. First you need to find the loan documents for the closing of the mortgage and see if you...
If I file bancrupcy can I stop them from auctioning off my storage unti
Donna's answer
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Answered on January 02, 2013
A bankruptcy action will stop the sell of the storage unit under the protection of the automatic stay. You may be able to do a Chapter 13 to make...
Archived
Chapter 7, profit sharing plan.
Donna's answer
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Answered on January 02, 2013
Your employer can not give you that information. You must contact the plan administrator who can tell you which provision of the tax code applies...
Archived
In Chapter 13 do you have a right to save your home ?
Donna's answer
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Answered on January 02, 2013
A Chapter 13 provides you with an opportunity to restructure your debt and debt load so that you can make your mortgage payments going forward and...
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