I was served a summons by the county sheriff. The plaintiff is a collection service. How should I proceed?

It appears that the debt is legitimate. You can not file bankruptcy on just one debt, you would have to include all your debts. First, contact...

I FILE FOR CHAPTER 7 A YEAR AGO CAN I REAFFIRM THE HOME LOAN NOW THAT MY FINANCIAL SITUATION IS ALOT BETTER?????

I actually tried this for a client and the judge denied it citing a section of the statute that specifically states the time period for a...

Should I ask a debt company to put any "deals" made for payments in writing first, before I pay?

Do not give them the payment until they send you the agreement in writing. they do like to play games so do the dance but if they don't send the...

Am I better off to not ask for validation of old debt?

Statue of limitations is a tricky thing. In Georgia the statue of limitations does not start until the debtor has demanded payment in full. Many...

If a company demands payment on junk debt and then when its sent to their attorney the debt amount is lowered does that violate?

Really it may be possible in your state as they prepare to file a lawsuit. They probably dropped some or all of the accumulating interest which...

I have a hospital bill of 120,000, that I owe. I have a rental house, can they take it?

It sounds like "you just got out of the hospital" so you have time to resolve issues. Bankruptcy would do you no good with the asset you have. ...

I set up a payment plan with PCR, they drafted 2 payments from my checking account for a defaulted student loan, they now have

I does depend on what the agreement says. If it says they will take no further action as long as they get the payments then you need to call them...

Chapter 7 BK discharge.

I would go to the attorney's office personally and make sure the motion to reopen the case for the purpose of filing Financial Management...

What recourse do I have for a default judgement in an unsecured debt case that I was never notified about?

I am a bankruptcy attorney and many of my clients have called me because they are getting calls about a debt. You need to demand that they send...

While you filed a Chapter 7, your legal liability to pay the debt is gone, however, you are still on the loan documents although they can not...