I'm receiving a Settlement Agreement from a debt collector. Should I ask him to send me a copy with his wet signature on it?

Generally an email will suffice, but I would request the written original just to be sure. Also ask them if they will be filing a 1099 for the...

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A collection agency called over a 200 payday loan saying that its 350 and to pay them and they have sent papers to the county! I

It's very realistic that the $200 loan is now $350 and getting higher every day. I am not sure if they have really filed a lawsuit against you,...

I have a private student loan of $98,000. I only make $26,000 a year. I'm already paying federal loans. What are my options?

There has been some recent discussions in bankruptcy circles about the dischargeability of private loans but as it stands right now private loans...

Falling behind on cc bills and home mortgage due to lack of work. Where do I go from here?

It sounds like a Chapter 7 is the best option for you but be smart and see a bankruptcy attorney. It is worth the money to ensure that everything...

What can I do about a check gone to collection, 12 years ago the check for $25.00 they are garnishing $780.00 from my check

In order for them to garnish your wages, they had to file a lawsuit, serve you personally (in most states) giving you an opportunity to respond and...

When you filed yur case your attorney filed a "Motion to Strip Lien". A hearing was held and a court order was issued signed by the judge that...

Can my car get repossessed even though I have made arrangements with the collection agency?

Sounds very questionable to me. The car company would not normally turn collection over to the collection agency. DO not pay them any money. You...

Should I be financially responsible of a line of credit my ex took and I never signed?

First you should dispute this debt on your credit report through the agency. I would also contact the creditor and ask for proof of your...

I stay in Lousiana my wife bought timeshare in Texas we can't make the payment In now they are talking about garnish may wages

There are special circumstances that apply if you are active duty in the military. Be sure any attorney you hire to represent you in a civil or...

I am filing for bankruptcy in fl, lawyer says file 2012 taxes. $1063.00 return. will they take it? I am currently homeless.

You will have to list the expectation of the refund as an asset, but depending on what other assets you have, or don't have, chances are you would...