I have a loan and have had for over 13 yrs I have made payments they refinanced in 2010 I only got 100 back the loan was

As the other attorney indicated, you must have defaulted on the loan (not paid according to its terms). And he is correct that by refinancing the...

Filing for Bankruptcy

I've written an overview of bankruptcy which you can get by following the link below. You really need to schedule a consultation with a local...

Should I file bankruptcy and can I file IRS taxes owed on bankruptcy?

Thomas raises good points about the possibility of paying this back in a Chapter 13. You'd pay it back without penalties and interest. The main...

My wife and I have accounts with our daughter JT/ROS. If she and her husband file cpt 7 in SC are these accounts i danger.

Probably not. From the way it sounds, you put your daughter on account but you are the depositors and the "equitable owners" of the account. You...

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I have been advised by two lawyers that I cannot include my first mortgage in a chapter 13 reorganization. Is this true?

I think you are confused. As one of the other attorneys mentioned, all your debts are "included" in your bankruptcy. However, I believe what you...

I have a debt that was listed on my chapter 7 bankruptcy discharged in Jan. 2006 that was left on my public record.

As you can see from the varied answers below, we don't understand what you mean by "left on my public record." Is the "public record" your credit...

I work in hilton head sc...and i have problem getting my debt with the irs resolved is there any lawyers in area that can help

Here is the form. http://www.irs.gov/pub/irs-pdf/f4506t.pdf You need to seek the assistance of a bankruptcy lawyer to go over the transcripts once...

How much do you legally have to pay monthly on unsecured credit cards when you cannot pay the minimum due charge?

I agree with the others. This is a sign that you need a bankruptcy consult.

Have $20,000 in cc debt. Drastic change in income, loss of job. Want to know correct way to negotiate with cc co.'s ?

I am sorry you are going through this. I would suggest contacting an attorney in your area. I would recommend Dana (pro. "Donna") Wilkinson in...

What do we do to ensure we have a legal claim against my mother inlaws estate to get repayment for an ongoing loan?

I agree with what Michael has said. Someone once said also, "if it's not in writing, it didn't happen." You need to see a lawyer and have loan...