Regional Finance is trying to have criminal charges brought against me stating I disposed of the collateral.
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Answered on August 02, 2012
Disposing of collateral subject to a security interest is a felony in South Carolina. However, the fact that Regional is contacting you is a...
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What Bankruptcy Claim would be best for me to file?
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Answered on July 29, 2012
Assuming you are within the allowable amount of equity you can exempt in your home in South Carolina ($56,150 per debtor), you can avoid (wipe out,...
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Should I file for bankruptcy?
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Answered on January 26, 2012
I doubt you'd have any trouble with keeping your home, either if you file bankruptcy or decide not to file.
Under South Carolina law, you can...
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Chapter 7 discharged no assets and tax filing
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Answered on January 24, 2012
There is no bankruptcy reason you can't do your own taxes. The bankruptcy will have no effect on your tax liability, and you'll file as you...
I recently received a request and writ for garnishment (income tax refund/credit) from the state of Michigan for Capital One.
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Answered on January 22, 2012
I assume they are trying to garnish your MI refund which they can do in MI. (I'm licensed there and in SC). However, there is nothing to...
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I filed chapter 13 and the debt was 45,000.00 now its 145,000.00 is this legal for them to add 100,000.00 to my judgement.
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Answered on January 22, 2012
I agree that there's not much information to do on. I assume that you are asking if the amount due can go up during your 13 case? If that's the...
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Can I file bankruptcy chapter 13 if
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Answered on January 15, 2012
It's impossible to address this question without more facts. Don't feel bad. Most of the inquiries I get are similar to this. Consumers don't...
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I am paying interest only while trying to sell my home in Michigan. I don't want to file for bankruptcy, what do I do next?
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Answered on January 14, 2012
You need to have your entire financial situation reviewed by a Michigan attorney. Call Alan Walton below. I know of him through a Michigan list...
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What is my chance of having my Chapter 13 converted to a Chapter 7
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Answered on January 14, 2012
You need to contact your attorney to discuss this with him or her. Whether you modify your plan (by lowering the payments) or convert to Chapter 7...
In South Carolina, if a creditor has won a judgment, can that creditor force you to sell your house?
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Answered on December 23, 2011
This depends on how much equity you have in your home. Equity is measured by the value of your home less any liens, like mortgages. For example,...
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